Homeowners Association Rules & Regulations

The job of a homeowners’ association is to protect its members and protect their property values. According to RealtorMag, roughly 50 million U.S. homeowners belong to a sort of a HOA. If you’re at a HOA, you know that one of its main functions is to put together a set of rules and regulations that operate the HOA. There’s a core frame for all these principles, but the specifics are ultimately determined by the members of the HOA. If you’re planning to get a house that features a HOA, understanding the rules and regulations is vital before buy.


The CC&R is short for the Codes, Covenants and Restrictions, which are essentially the basic frame for your Homeowners’ Association. These records are often crafted by attorneys, but because each homeowners’ associations needs change, the terminology is intentionally obscure, according to Realty Times. This allows those in charge of the homeowners’ association. Also, not using a CC&R for another homeowners’ association stops you from using rules that could be unnecessary or prohibited to your own homeowners’ association.

The Board

A homeowners’ association is typically run by a volunteer board of directors that are elected from the members of the homeowners’ association. It’s this board’s obligation to enforce the principles set forth in the CC&R, and their abilities are restricted from the rulebook. Some of their basic responsibilities include collecting HOA dues, enforcing code violations and discovering changes to the CC&R. Some boards have broad powersdown to the right to foreclose on roperty if dues aren’t paid.

The Rules

Each HOA CC&R includes a rulebook, things their members have been allowed and not allowed to do. The rulebook can be as exact as the HOA’s members desire it to be, but ultimately the HOA’s members must agree to these principles. HOAs can place restrictions on pet ownership, the forms of flags owners have been allowed to fly outside their houses, what colors houses can be painted, how tall marijuana is assumed to be and even forms of home additions. According to Bankrate.com, a few HOA members have obtained their HOAs to court on what they believe excessive limitations.


Many CC&Rs attribute a resolution procedure, and it is a procedure to propose and enact new rules. The positive to the resolution procedure is that it is not necessary to amend the core of the CC&R, which may require the use of an lawyer. The process is similar to the process of adopting a new policy at a town authorities. A rule is suggested. Afterward a review board examines the new rule and supplies HOA members with information so they can comment. In case the majority of the HOA members agree, the rule is enacted, such as information on enforcement, appeal and punishment.

Pros and Cons

The significant advantage of the CC&R to get a HOA is that each of the complex’s principles are spelled out until you move in or buy property. If you’re planning to get a house that features a HOA, it is a fantastic idea to read the rulebook thoroughly, especially if you intend to make adjustments to your property. Everybody in a HOA lives by the same code. The big drawback is that once you sign, you’re entering into a legally binding contract. According to Bankrate.com, you must abide by the CC&R and there are few options if you’ve got a grievance. Like any legal document, it is suggested that you thoroughly look into the consequences before you sign.

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