Category: Eclectic Homes

A typical water softener takes approximately 85 to 90 minutes to run through its complete automatic regeneration cycle. During regeneration, the softener cleans the treatment medium by changing the chemical reaction which eliminates unwanted dissolved minerals from your water. With the dissolved minerals eliminated, the washed therapy medium is ready to pull more minerals out…

Building home equity is a homeowner’s dream. Homeowners interested in constructing home equity are usually preparing to sell their houses or are worried that they owe more than their houses are worth. Others, however, could be considering building home equity to leave a lasting legacy. There are proven strategies to economically build home equity that…

Much of the leasing procedure is regulated. Federal fair housing laws, state laws regulating security deposits and local rent control–regulations restricting rent increases and flooding –create borders inside which leases and home rules may be written. By and large, however, property owners are free to develop, implement and apply general rules as they see fit.…

Liens and levies are debt collection instruments that compel debtors to repay outstanding debt obligations. Both collection instruments offer a means to collect delinquent taxes and grant varying levels of legal rights over personal property to repay the debt. When a lien or levy is used to collect on a debt, the debtor loses control…

With the holidays fast approaching, many are focusing on the dining room, the location that will be a gathering point for family and friends. We all want our visitors to be comfortable, and providing just the correct seat is the initial step. When choosing the proper dining chairs for your own tables (they don’t have…

As it’s nearly back-to-school time, I started thinking about my own college digs. My dorm room was ugly — as in, burgundy and hunter green ugly. Obviously, those were the days before design websites for inspiration. I thought it would be fun to shop around for what I might use if I were to receive…

If you lose your house to fire, disaster or theft, insurance may cover the loss. How much it insures depends on your policy. Some policies only pay the cash value of your property, but others pay the cost of replacing it. On a 9-year-old television, as an example, cash value is a great deal less…

Wall cap tiles serve a similar function as chair rail molding over a paneled wall; they complete the border instead of leaving the field tiles at an abrupt stop with no transition into the wallpapered or painted surface over it. Tile wall caps utilizes a number of supplies and the same tools since the remainder…

Foreclosure proceedings can be initiated soon after you miss your first mortgage payment, however the Department of Housing and Urban Development (HUD) describes several types of foreclosure assistance that are available to borrowers in default. The kind you may be eligible for depends upon where you’re in the foreclosure process. The more time you wait…

HUD homes can save yourself a house buyer money, but need thorough research before purchase. The Department of Housing and Urban Development oversees the Federal Housing Administration. The FHA backs mortgage loans made by private lenders to eligible borrowers to encourage affordable home ownership in the U.S. Function HUD insures mortgages that are backed by…