Credit cards have revolutionized the purchasing experience since Diners Club released the first credit card in 1950. It gave consumers limited credit that, at times, even surpassed their own persona...

Do you have a debt strategy that works? If borrowing all you can is your strategy, it's not going to work! Debts are both good and bad, but in general, the less debt you have, the better off you are.

This article explains what an IVA - Individual Voluntary Arrangement is and how it can help people be debt free in just 60 months. Up to 75% of the debt can be written off!

As a general rule, larger sums of money can be borrowed at lower rates of interest. So if you’re in the position where you have a number of small loans, you may want to consider consolidating all your loans into one larger loan at a lower rate of interest.

A common misconception regarding the problems associated with overextending ones finances is that it's the result of easy credit. I want to smash that idea here and now because it's not easy credit that's the problem but more specifically it's a behavior or lack of discipline problem.

Do you struggle with debt? You are certainly not alone. What's the answer?

Learn what you can and cannot do in regards to resolving old debt.

So much personal debt advice follows the same path. This advice can be flawed and limiting. Turn your debt on it's head for better results. Part one of Two