One of the most common reasons people sight for getting into debt, is the desire to keep up with everyone else. Here is some advice on how to overcome this pitfall and live a debt free life.

Using the equity in your home can be a great way to consolidate your debts and get control of your finances. While consolidating can be a great idea, there are some things to watch for. Here are three important things that you should know before you take out a home equity loan.

A common misconception regarding the problems associated with overextending ones finances is that it's the result of easy credit. I want to smash that idea here and now because it's not easy credit that's the problem but more specifically it's a behavior or lack of discipline problem.

Credit card debt creeps up on you. With all the stores offering credit cards and all the credit card offers coming in the mail, it's easy to have too many credit cards.