If you have a loan under $10,000 you'll find it hard to consolidate it. Most lender will not consolidate your loan unless you have more than $10,000. But there is always a way if there's a will.
What do you do when all of a sudden the month is just beginning and the $$$$'s are gone? You put emotion away and get crackin' with bill priorities and some cold hard facts about debt... and maybe even the priorities in your life. All debt is not equal.
When it comes to debt, so many people are just unaware of how it really works. It seems simple - you purchase an item using credit and pay it back over time with interest added. Yet, it can become very complicated rather quickly.