Tips for Buying Insurance on the Internet

Insurance is for smart people

The Pitfalls of Farmers Insurance

Farmers insurance is more specialised than some other insurance policies in that not only does farmers insurance cover every aspect of the business but it can also cover the private dwelling as well. There are many possible ‘bolt ons’ to farm insurance which can cover such things as farm buildings, the farm house (basically householders insurance), livestock, equipment, business interruption and personal possessions.

Leased Vehicles and Automotive Insurance

Automotive insurance tips

How Much Do You Know About Aging and Long-term Care Insurance?

Insurance tips for you

What About Exclusions?

The more you know, and the more you understand about insurance, the more likely you will be to choose insurance that not only gives you the coverage you need, but that will save you money in the process

Consider Cheating on Your Insurance Company

Insurance can be cheaper

Who Says Motor Premiums Are Going Up - Dream On!

Newspapers would have you believe that motor insurance is at present going through a major price increase. They must be living on a different planet to us. We have been brokers for over 30 years and at present we think the opposite is happening - read on

Basic Auto Liability Insurance Policies

Basic auto liability insurance policies are low-cost auto insurance policies with a minimum number of benefits. It is a contract between an insured person and the insurance company, in which the insured person pays a premium and the company, in turn, provides financial support within the limits of the policy.

The Internet and the Insurance Agent

Independent insurance agents have a tough fight for the eyes of online customers, competing against the new wave of web-only services and large corporate insurance presences. Learn how to use a website to communicate that special feature you have- your personal advice and expertise.

Renter's Insurance in Low Income Neighborhoods

An important insurance for tenants is renter's insurance. If you are not in a position in your income and credit rating to buy a house, renter's insurance provides a safety net that is very important for all renters to have. Renter's insurance is the renter's answer to home owner's insurance.

POS Insurance Programs

Point of Service (POS) insurance plans are a combination of the benefits you would receive from a PPO or HMO. POS insurance does not usually involve deductibles. Like an HMO, POS programs require you to have a Primary Care Physician (PCP) who acts as your point of service for all other medical needs. The PCP that you choose under a POS plan then refers you to specialists. A low copay usually covers fees for services under a POS insurance plan. Depending on the POS plan and the state you reside in, the copay cost can be anywhere from $10 to $30.

Entertainment and Insurance?

Learn more about insurance.

Buying Medical Coverage for Your Employees? Points to Consider

When buying a new medical or dental insurance policy for your employees, it's essential that you conduct a basic checklist, so as to ensure that you (and your employees) will be getting good value on your investment.