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Personal Finance

Saving With a SEP IRA Retirement Fund

The Sep IRA is a simple retirement plan that allows an employer to make contributions for their own retirement or their employees’ retirement.


Play the Credit Card Game and WIN!

This article lists 3 simple ways to get the most out of your credit cards.


How To Get A Credit Card With Worse Than Bad Credit

At first glance you might wonder why any lender would want to lend money to someone with a bad credit record. But having a bad credit rating does not automatically mean that they have been irresponsible or that it has been their fault. They may have just been unfortunate, lost their job through illness or redundancy, or suffered a relationship breakdown. Credit card companies recognize this situation and so have a number of different schemes to help people who find themselves in this position.


5 Steps To Managing Your Finances When You Have ADHD

Many people with AD/HD have trouble managing their finances. They usually don't have an effective system for paying bills and acquire an overwhelming amount of debt, due to impulsive spending. Managing finances requires attention to detail, record keeping, timeliness, and organizational skills; all things that are challenging to people with AD/HD.


Family is Family

Louie Anderson wrote a book about his trial and errors, his successes and failures, and it was outrageously successful. So successful that when he appeared on Oprah, he brought his entire family to be on the show with him. You won't believe what they said!


Getting Cash Out of The Mortgage

Home equity loans can be used to consolidate bills, make home improvements, buy a new car or plan a vacation. Its a way to get cash quickly at low interest rates by using your home as collateral.


Learn the Truth About Identity Theft and How it May Affect You

Learn what identity theft is and how it may affect you. Many people in the world will fall prey to identity theft and without protection, you could be next.


Are Walmat - Kmart and Target's Credit Cards Really a Good Deal

Walmart, Target, and Kmart have all jumped on the retail store credit card bandwagon. These discount stores are vigorously promoting their store credit cards as well as mastercard's or visas with their logos on them. What a great way to save money you might think however, these store credit cards must be used with caution to prevent runaway spending and buyer’s remorse.


Critically Important Questions to Ask Yourself Before Applying for That Loan

Loans are easy to apply for and receive in our society. So easy, in fact, that sometimes we don't give a second thought whether this, or another loan, is in our best financial interests. There are 5 key questions that can tell you whether a loan is right for you, financially.


Gold Delta Skymiles From American Express Benefits The Delta Airlines' Frequent Flyer

The American Express was founded in 1850 and its credit cards are known for providing unmatched customer services, extraordinary benefits to their cardholders and instant purchasing ability.


Selling Annuities for Cash is a Viable Option For Those Who Need a Lump Sum of Money Now

Selling annuities is a viable option for those looking for an immediate source of money for a particular financial need, be it an investment, a large purchase or even a debt payoff. Rather than have to go through the hassle of a new bank loan, many people choose to sell annuity payment either in its entirety or as a partial. It is a quick and easy way to receive a large sum of cash in the short term.


Planning For the Long-Term vs Saving Event By Event

Some people always seem to have all of the money they need to accomplish all of the things they desire. Do you want to know their secret. It is really very simple. You can get started today.


Why Budget?

Budgeting is the only way to properly manage finances, save money and reduce debt.


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