Payday Loans: An Overview - Part One

Author Mark Tamwood lays it all out in this two-part series about payday loans.

Five Painless Ways of Getting Out of Debt and Staying Out of Debt

If everyone knew the answer to that, no one would be having financial problems. The problem is, some of us know what the answers are and don’t follow them, but some of us just don’t know. We’re guilty of not planning and thinking we can do more than what we really can.

Tips for Getting Out of Debt: How I Did It

It's official. Americans are drowning in debt. Not only are we working record hours and decreasing our quality of life just to pay the bills, but we are also racking up more debt even as we've paid off another! How can we stop this vicious cycle or revolving debt, and get our financial lives back in order?

With Rising Gas Prices Adding To Credit Card Balances, Consumers Are Legally Eliminating Their Debt

Gas prices continue to surge upward, adding an extra burden to already high credit card balances. Many Americans are resolving the extra strain on their wallets by learning how to legally eliminate 100% of their debt without bankruptcy, consolidation, or refinancing.

Unscrupulous Agencies Hurt Public Image of Credit Repair Counseling

Once considered a positive step for people seeking to repair their credit, credit counseling has suffered recently from reports of deceptive actions by unscrupulous agencies. Since many consumers do not understand that credit repair agencies can only assist with debt reduction, some agencies have attempted to make clients believe they can also help improve credit ratings. Consumers must be aware that if the information on a credit report is correct, no agency will be able to have it removed. Any reliable agency will work to remove negative items that are genuine errors; anything more is unrealistic.

3 Ways You Can Help Control Your Debt

Learn how to avoid debt problems, before you have to consolidate.

What Is A Lawsuit Loan Cash Advance?

Discover the tips, technques and tricks of avoiding a disaster, in a personal injury or other lawsuit, with a lawsuit loan cash advance. It's a huge help for people who are feeling the financial pinch of being off work and the best part...if you don't win your case, you don't have to repay it!

Tips To Avoid Getting Into Debt

While many articles and books have been written to help you once you're in debt, very few have been written about how to avoid getting into debt in the first place. This article will outline some tips that have been used not only to avoid debt but to make your finances a little healthier.

Excessive Credit Card Debt Solutions

Do you have excessive credit card debt? Here are a few solutions.

Why Reduced Repayments Are Refused

Okay, so you've worked out your financial position and made your creditors an offer to repay your debt at a reduced rate. But your offer is refused. What's gone wrong? Well, there are three main reasons why reduced repayments are refused.

Credit Card Payoff Priorities

Simple organization steps to reduce and eliminate your credit card debt.

How To Get Debt Collectors Off Your Back Permanently

Debt collectors have recently been all over the news as many are resorting to questionable and unlawful tactics to harrass debtors into paying. Here are your rights, how to keep them off your back permanently, get your credit cleared and even make some money by taking them to court and suing them for violating your rights.

Debt Management & Planning

Debt management is an essential element of financial planning.