Let's Talk About Rates

Answers to why is my interest rate higher than those quoted on TV, Radio and newspaper ads. How do I know I'm getting a good deal on my new mortgage?

Mortgage Refinancing - The Facts

This article aims to address the facts and basics of mortgage refinancing.

Mortgage Refinancing - How to Avoid Payment Shock

The best advice for homeowners refinancing their mortgages online is to read before you click. Payment shock comes in many forms and can lead to a mortgage payment you simply cannot afford. Here are several tips to help keep you out of financial hot water when mortgage refinancing.

Mortgage Refinancing With an Interest Only Loan

Interest only mortgages can be an excellent tool for refinancing your mortgage when used correctly. Homeowners who abuse interest only mortgages frequently experience payment shock when the lenders begin adjusting their loans. Here are several tips to help you decide if interest only mortgage refinancing is right for you.

5 Refinancing Mistakes to Avoid

Here is a discussion of 5 refinancing mistakes that you should avoid.

Florida Mortgage Broker Discusses Interest Only Refinance Options

Are you one of the many home owners that opted for an adjustable rate mortgage over the last five years? Have you seen your interest rate and your payment increase?

Jumbo Mortgage Loans - Things To Watch Out For

A Jumbo Mortgage Loan is one with an initial total loan amount over $417,000. Here is a discussion of what a Jumbo Mortgage loan is and things to watch out for when applying for one of these loans.

Lower Monthly Payments By Refinancing A Mortgage

Amongst the most common reasons homeowners consider refinancing their current mortgage is to lower monthly payments or to reduce current interest rates. Bad credit ratings have a negative impact on lenders, therefore, when refinancing banks or financial institutions often quote high mortgage refinance interest rates.

No-Fee Mortgages Are Not Necessarily a Bargain

No-fee mortgages may or may not be cheaper than traditional loans.

The Role Of The FICO Score In Getting Approved For A Mortgage Refinance Loan

Here is an explanation of how your FICO credit score will affect your approval for a mortgage refinance loan.

How To Get A Low Rate On Your Refinance Mortgage Loan

A refinance mortgage loan is a loan that is restructured through a new loan that replaces the old. Most people refinance to get a better rate. Here are some tips on getting a low rate on your mortgage refinance loan.

Getting A Home Equity Loan - For People With Poor Credit

Here is some information on getting a home equity loan with poor credit.

Lower Your Mortgage Payments With Mortgage Points

Not everybody knows what mortgage points are and how they work. Due to a lack of information you might be losing the opportunity to save a lot of money on your mortgage and bring some easy to your monthly budget because it is possible to obtain lower monthly installments by purchasing mortgage points.