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Member You - Why You Should Be Thinking About Equity Release
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Equity Release is a means of getting hold of a cash lump sum to pay for repairs or adaptations to your home, or you may want to raise some cash to help your children or grandchildren. You may still want to enjoy your annual holidays or invest in property overseas. Turning some of the value of your home into cash can help pay for any of these things.
If you have been retired for some time you may find that your income and savings do not meet all your financial needs. Your day-to-day living costs may have gone up while your income has stayed unchanged, or gone down. Equit
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Equity Release is a means of getting hold of a cash lump sum to pay for repairs or adaptations to your home, or you may want to raise some cash to help your children or grandchildren. You may still want to enjoy your annual holidays or invest in property overseas. Turning some of the value of your home into cash can help pay for any of these things.
If you have been retired for some time you may find that your income and savings do not meet all your financial needs. Your day-to-day living costs may have gone up while your income has stayed unchanged, or gone down. Equi
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If you have been retired for some time you may find that your income and savings do not meet all your financial needs. Your day-to-day living costs may have gone up while your income has stayed unchanged, or gone down. Equi
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If you have been retired for some time you may find that your income and savings do not meet all your financial needs. Your day-to-day living costs may have gone up while your income has stayed unchanged, or gone down. Equi
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Qualifying for an equity release scheme
The main condition relates to your age - different companies offering these schemes have different minimum ages. The qualifying age for some equity release schemes is 55, but many require that you are older - 65 or 70.
You need to own your own home and will normally have paid off any previous mortgage. (Sometimes a small outstanding mortgagemay be cleared as part of one of these schemes.)
The property may have to be worth a minimum amount - the minimum property valu
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