Tags |
|
|
Links |
|
|
Member You - How To Get A Credit Card No Matter How Bad Your Credit Rating
You should design your web pages to be similar to, but not exactly like, the sales pages of your merchants. Use one page per product where possible, and use it to pre-sell the product by writing nice things about it. You shouldn’t design a sales page. That is provided by your merchant, so don’t repeat what is on your merchant’s page. Check out some other affiliate marketer’s page and say what they do. Pre-selling is a knack that you will eventually develop, and can be critical to your success.Always have an opt-in form on your page. Every one of your affiliate pre-selling pages should have an opt-in form so that you can build up a list of email addresses. You can offer some free ebooks or software to visitors who register, and also offer a regular newsletter with which you can offer any additions to your range.Keep in mind that statistically it takes up to seven views of a product before the average person makes a purchase. You need a list to be able to keep in touch or each visitor will be lost for ever and you will lose a lot of potential sales. Your autoresponder should offer list-building software and forms. Hence the benefit of using a web host that provides this software in their package.You should now be all set. You have your website, domain name, products, opt-in list and pre-sales pages. All you need now is to advertise. Most affiliate websites are not initially suffic
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think lo
The general tax structure and the simplicity in forming the limited liability protection in Nevada is the major cause for various people or many businesses opting for Limited Liability Companies (LLC). Forming an LLC in Nevada makes very reasonable in your tax structure. The taxes are generally passed through to each of the members and the LLC itself not get taxed.The major advantages that are considered in forming the LLC are the liability protection of a corporation is offered to its members, the members are state tax-free only in Nevada and as a corporation or a partnership, the LLC can elect to be taxed.The LLC can have only one member in most of the states. In few cases if there is more than a member, then the taxes vary from these LLC.Creating a LLC in Nevada is a simple process which has few legal procedures. The various procedures involve the filing articles of corporation, with the Secretary of State. Then drafting of an Operation’s Agreement is done either before filing or soon after the filing has been done. The LLCs have just members and not the shareholders like the other corporations. The members may not select for a manager, which allows them directly involve in the running of the company. In few cases, these members also elect to a manager who entirely manages the corporation or the company.The major advantages of forming an LLC in Nevada have no corporate income tax
All of the above can block your access to obtaining a major credit card, such as VISA or Mastercard.
But bad credit is not the only reason you can be denied a major credit card. Some people simply have never used credit. People who like to pay cash only, have never financed a car, taken out a college loan, or a mortgage may have zero experience with credit. In that case, most card companies will reject your application, not because you have bad credit -- but because you have no credit rating.
Many women who marry young and do all their borrowing under their husband's name often find themselves with no credit rating after they are widowed or divorced. Thousands of women have been denied loans and credit cards on that basis.
Still other people carry too much debt to be considered a good risk. If you have a car loan, a student loan, a mortgage, two or three -- out cards, you are unlikely to be granted another credit card.
But in any and all of the above cases, you can still obtain a credit card. No matter how bad your credit, and even if you have declared bankruptcy, you can still be granted a VISA or Mastercard with a limit as high as $5,000, if you know the right company to call, and how to make your application.
We are going to reveal these card companies and the methods by which you can obtain a VISA or Mastercard later in this report, but first, let's talk about some of the other things you really should know about credit cards, including annual fees, interest rates, credit reports and more.
==================
Your Credit Rating
==================
How do credit card companies decide if you are a good credit risk or a bad credit risk? Well, it's sort of a Big Brother thing. There are several large agencies in America which track the borrowing and buying behavior of just about every single American who has borrowed money at one time or another.
The four major credit rating agencies are:
CSC Credit Service :: (Phone: 800-392-7816)
TRW Information Sys. :: (Phone: 800-392-1122)
Equifax :: (Phone: 800-685-1111)
Trans Union Corp. :: (Phone: 800-851-2674)
When you send in an application for a credit card, the card company contacts one of the above agencies, which pulls your file, if one exists, and let's the company know if you have any bad debts in your background.
If you have never borrowed money or used credit of any kind, your name will not appear in the data base of any of the above. If you have, there will almost certainly be information about you. If you have ever defaulted on a bill, or walked away from a debt owed, that information will be available. If you have never defaulted on a loan, but have made frequent late payments, that is recorded, too, and goes against your credit rating.
======================
25 Percent Error Rate
======================
If this sounds a bit like Big Brother, most would agree with you that it is. It's scary to think that some large anonymous corporation is keeping a file on you, but it's true. Furthermore, they will share your file with any lending institution that wants to know something about you. That's the price you pay to obtain credit. You've heard the statement, "there ain't no such thing as a free lunch."
When it comes to the game of credit, the lunch is definitely not free, neither in the monetary sense, or in the realm of personal freedom.
To top things off, credit agencies make errors in as many as one-fourth (25 percent) of all their reports. At this minute, false information about you may be ruining your credit rating.
To check your credit rating for errors, call the agencies at the numbers I provided above. They will request that you send them a written letter asking for a copy of your credit report. They will send you a copy of the information they have about you.
Now let's look at how card companies make the big bucks -- interest rates.
===============
Interest Rates
===============
A few decades ago there were laws against charging the kinds of interest rates credit cards get today. Exorbitantly high interest rates were called "usury," and were forbidden by federal law. Just 30 years ago loaning money at 20 percent would have landed any banker in prison. Such rates were the territory of loan sharks and organized crime.
Today, however, it's standard business. Some cards have rates approaching 21 percent. Some product manufacturers, such as Apple Computer, have credit plans that push a whopping 23 percent.
Most credit card companies attract customers with super low interest rates, sometimes as easy as 5 percent. But what they only tell you in the fine print, which few people bother to read, it that the interest rate jumps back up after six months. Many cards that start you out at 6 percent soon jump to 18 percent, or higher. By that time, most people have chalked up a balance and are stuck. Most people simply fail to notice when their rate increases. Credit card companies count on that. They like who take no interest in details. If you don't watch them, they'll watch you -- and your wallet -- and dip into it in the most insidious ways.
====================
No Annual Fee Cards
====================
Some credit card companies charge no annual fee for use of their card. Annual fees range from $18 to $55. You pay it every year simply for the privilege of using the card. Other companies charge no annual fee. You might think, then, that this is a better deal. Most often they are not. Cards with no annual fee almost always have a higher interest rate. If you leave a monthly balance, you'll always pay more than the annual fee in interest charges. Only if you never leave an unpaid monthly balance can you benefit form a card with no annual fee.
==================
Perks and Freebies
==================
One of those insidious ways is the offer such perks as frequent flier miles or annual rebates. Use the card so often, and get X amount of frequent flier miles. Use your card, and get credit toward the purchase of an automobile. Is this a good deal? Hardly ever. As you might have guessed, the offer of rebates and gifts is simply an inducement for you to pay super high interest rates. Unless you are a big spender and travel a lot, you'll rarely benefit from this kind of promotion.
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think lon
How many times have you subscribed to a new ezine, and then when the first issue of the ezine arrived, you were scratching your head as to how your email address ended up on the list? Our lives are often so tedious that little details often slip right from our memory.The point is this. If it happens to you, you can rest assured that others have the same experience as well.Sometimes when this happens to us, we just unsubscribe from the list after that first issue. We cannot remember what compelled us to subscribe in the first place, and the first issue of the ezine does little to rekindle our initial enthusiasm for the ezine.As publishers, autoresponders can serve us well. When used correctly, autoresponders can strike while the iron is hot, cementing the subscription for the new subscriber.If your ezine has been around for a while, or only for a few issues, seriously consider taking the time to compile a *Best Of* issue.Be certain to list subscription instructions near the top of your *Best Of* issue, and also ask people to forward it to their friends.Your *Best Of* issue should be placed into an autoresponder email address, and then given away at every opportunity. The moment the issue is ready, you can notify your subscribers of the existence of the issue. In the ezine information area of each issue, you can also remind subscribe
==================
Your Credit Rating
==================
How do credit card companies decide if you are a good credit risk or a bad credit risk? Well, it's sort of a Big Brother thing. There are several large agencies in America which track the borrowing and buying behavior of just about every single American who has borrowed money at one time or another.
The four major credit rating agencies are:
CSC Credit Service :: (Phone: 800-392-7816)
TRW Information Sys. :: (Phone: 800-392-1122)
Equifax :: (Phone: 800-685-1111)
Trans Union Corp. :: (Phone: 800-851-2674)
When you send in an application for a credit card, the card company contacts one of the above agencies, which pulls your file, if one exists, and let's the company know if you have any bad debts in your background.
If you have never borrowed money or used credit of any kind, your name will not appear in the data base of any of the above. If you have, there will almost certainly be information about you. If you have ever defaulted on a bill, or walked away from a debt owed, that information will be available. If you have never defaulted on a loan, but have made frequent late payments, that is recorded, too, and goes against your credit rating.
======================
25 Percent Error Rate
======================
If this sounds a bit like Big Brother, most would agree with you that it is. It's scary to think that some large anonymous corporation is keeping a file on you, but it's true. Furthermore, they will share your file with any lending institution that wants to know something about you. That's the price you pay to obtain credit. You've heard the statement, "there ain't no such thing as a free lunch."
When it comes to the game of credit, the lunch is definitely not free, neither in the monetary sense, or in the realm of personal freedom.
To top things off, credit agencies make errors in as many as one-fourth (25 percent) of all their reports. At this minute, false information about you may be ruining your credit rating.
To check your credit rating for errors, call the agencies at the numbers I provided above. They will request that you send them a written letter asking for a copy of your credit report. They will send you a copy of the information they have about you.
Now let's look at how card companies make the big bucks -- interest rates.
===============
Interest Rates
===============
A few decades ago there were laws against charging the kinds of interest rates credit cards get today. Exorbitantly high interest rates were called "usury," and were forbidden by federal law. Just 30 years ago loaning money at 20 percent would have landed any banker in prison. Such rates were the territory of loan sharks and organized crime.
Today, however, it's standard business. Some cards have rates approaching 21 percent. Some product manufacturers, such as Apple Computer, have credit plans that push a whopping 23 percent.
Most credit card companies attract customers with super low interest rates, sometimes as easy as 5 percent. But what they only tell you in the fine print, which few people bother to read, it that the interest rate jumps back up after six months. Many cards that start you out at 6 percent soon jump to 18 percent, or higher. By that time, most people have chalked up a balance and are stuck. Most people simply fail to notice when their rate increases. Credit card companies count on that. They like who take no interest in details. If you don't watch them, they'll watch you -- and your wallet -- and dip into it in the most insidious ways.
====================
No Annual Fee Cards
====================
Some credit card companies charge no annual fee for use of their card. Annual fees range from $18 to $55. You pay it every year simply for the privilege of using the card. Other companies charge no annual fee. You might think, then, that this is a better deal. Most often they are not. Cards with no annual fee almost always have a higher interest rate. If you leave a monthly balance, you'll always pay more than the annual fee in interest charges. Only if you never leave an unpaid monthly balance can you benefit form a card with no annual fee.
==================
Perks and Freebies
==================
One of those insidious ways is the offer such perks as frequent flier miles or annual rebates. Use the card so often, and get X amount of frequent flier miles. Use your card, and get credit toward the purchase of an automobile. Is this a good deal? Hardly ever. As you might have guessed, the offer of rebates and gifts is simply an inducement for you to pay super high interest rates. Unless you are a big spender and travel a lot, you'll rarely benefit from this kind of promotion.
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think lo
Have you ever noticed how successful people always seem to have a very wide net of friends and acquaintances? Howard Hughes became an infamous recluse only after he was fabulously wealthy. His network of business associations enabled him to excel in aviation, manufacturing, heavy industry, oil, movie making and hotel/casino ownership. He tapped into the best managers, engineers and executives available within each industry he tackled to manage his properties and provide essential expertise.Most people are very lucky if they have two or three truly close personal friends in a lifetime. Do not confuse personal friends, friends and acquaintances. An acquaintance is a person we see from time to time, know in passing and have some basic knowledge of their background. A friend is more likely someone we socialize with, invite into the home and make an effort to schedule onto our social calendar. The rare personal friend is that person to whom we will divulge innermost secrets, trauma, joys and fears.You will never have a personal friend, social friend or acquaintance unless you perform some type of networking. Remember the first day at a new school. You want to be accepted, avoid rejection at all costs and meet someone with your values and interests. At first this is an intimidating circumstance, confronting new surroundings and lack of any familiarity can be daunting.After a few classes, or a fe
When it comes to the game of credit, the lunch is definitely not free, neither in the monetary sense, or in the realm of personal freedom.
To top things off, credit agencies make errors in as many as one-fourth (25 percent) of all their reports. At this minute, false information about you may be ruining your credit rating.
To check your credit rating for errors, call the agencies at the numbers I provided above. They will request that you send them a written letter asking for a copy of your credit report. They will send you a copy of the information they have about you.
Now let's look at how card companies make the big bucks -- interest rates.
===============
Interest Rates
===============
A few decades ago there were laws against charging the kinds of interest rates credit cards get today. Exorbitantly high interest rates were called "usury," and were forbidden by federal law. Just 30 years ago loaning money at 20 percent would have landed any banker in prison. Such rates were the territory of loan sharks and organized crime.
Today, however, it's standard business. Some cards have rates approaching 21 percent. Some product manufacturers, such as Apple Computer, have credit plans that push a whopping 23 percent.
Most credit card companies attract customers with super low interest rates, sometimes as easy as 5 percent. But what they only tell you in the fine print, which few people bother to read, it that the interest rate jumps back up after six months. Many cards that start you out at 6 percent soon jump to 18 percent, or higher. By that time, most people have chalked up a balance and are stuck. Most people simply fail to notice when their rate increases. Credit card companies count on that. They like who take no interest in details. If you don't watch them, they'll watch you -- and your wallet -- and dip into it in the most insidious ways.
====================
No Annual Fee Cards
====================
Some credit card companies charge no annual fee for use of their card. Annual fees range from $18 to $55. You pay it every year simply for the privilege of using the card. Other companies charge no annual fee. You might think, then, that this is a better deal. Most often they are not. Cards with no annual fee almost always have a higher interest rate. If you leave a monthly balance, you'll always pay more than the annual fee in interest charges. Only if you never leave an unpaid monthly balance can you benefit form a card with no annual fee.
==================
Perks and Freebies
==================
One of those insidious ways is the offer such perks as frequent flier miles or annual rebates. Use the card so often, and get X amount of frequent flier miles. Use your card, and get credit toward the purchase of an automobile. Is this a good deal? Hardly ever. As you might have guessed, the offer of rebates and gifts is simply an inducement for you to pay super high interest rates. Unless you are a big spender and travel a lot, you'll rarely benefit from this kind of promotion.
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think lo
According to the Pew Internet & American Life Project, 50 million Americans get news online on any given day. In comparison, only 27 million Americans watch network TV news on a typical evening. The Internet is quickly becoming the preferred news source over television, magazines, and trade publications.News web sites like Yahoo News, Google News and MSNBC Searchbot receive millions of visitors every day. If fact, Yahoo News ranks ahead of MSNBC.com and even CNN.com, while Google News ranks ahead of USAToday.com and the NYTimes.com.You can tap into these massive traffic sources through the use of press releases. Additional benefits of distributing your press release include possible media exposure, pickup of your release in online publications, increased link popularity to your web site, additional search engine rankings on your target keywords, and increased traffic to your web site.However, there's much more to press release marketing than simply whipping up an article and sending it out to the world. You must take time to optimize your press release properly.Press releases should be optimized in much the same way that search engine optimization specialists optimize ordinary web pages to achieve higher rankings. In doing so, you will receive much higher visibility.For example, one press release from MarketingExperiments.com resulted in 2,200 visitors and 5 interview request
Most credit card companies attract customers with super low interest rates, sometimes as easy as 5 percent. But what they only tell you in the fine print, which few people bother to read, it that the interest rate jumps back up after six months. Many cards that start you out at 6 percent soon jump to 18 percent, or higher. By that time, most people have chalked up a balance and are stuck. Most people simply fail to notice when their rate increases. Credit card companies count on that. They like who take no interest in details. If you don't watch them, they'll watch you -- and your wallet -- and dip into it in the most insidious ways.
====================
No Annual Fee Cards
====================
Some credit card companies charge no annual fee for use of their card. Annual fees range from $18 to $55. You pay it every year simply for the privilege of using the card. Other companies charge no annual fee. You might think, then, that this is a better deal. Most often they are not. Cards with no annual fee almost always have a higher interest rate. If you leave a monthly balance, you'll always pay more than the annual fee in interest charges. Only if you never leave an unpaid monthly balance can you benefit form a card with no annual fee.
==================
Perks and Freebies
==================
One of those insidious ways is the offer such perks as frequent flier miles or annual rebates. Use the card so often, and get X amount of frequent flier miles. Use your card, and get credit toward the purchase of an automobile. Is this a good deal? Hardly ever. As you might have guessed, the offer of rebates and gifts is simply an inducement for you to pay super high interest rates. Unless you are a big spender and travel a lot, you'll rarely benefit from this kind of promotion.
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think lo
They always say that when choosing a domain name use keywords in it but I had to figure it out on my own because no one actually will tell you how to do it. After reading the tip about using keywords I came up with the domain tipsonhowtosavemoney.com vet the truth be told I had created a new keyword because unless somebody actually entered tipsonhowtosavemoney as one word in the search box they would not pull up my domain. I at first thought that the search engines would be able to see the words tips, save and money in my url but that isn't the case. You have to separate the keywords with hyphens.When my wife and I started web hosting we registered the domains coastal-georgia-hosting ,com and .net. This way anybody who searches on the words coastal or Georgia or hosting will have a good chance of pulling up our domain. In order to get higher rankings the search engines like to see the domain and the title of your site to be the same so the title on our hosting site is Coastal Georgia Hosting. People, companies, who register their company name as a domain are basically reinventing the wheel for instance Bob's Sloppy Joes as bobssloppyjoes.com. They just invented a new keyword.I figured that people doing a search for hosting providers have a good chance of pulling up our site. The same goes for anybody search on the word Georgia or coastal. When they do a search for both Georgia and hosting at the
==========
Be Choosy
==========
In short, never sign up for a credit card until you compare rates. Shop around. Credit card companies are just as competitive as any other kind of business. That means interest rates that vary widely. In general, never go for a card that is five percent higher than the current prime rate.
========================
How To Get A Lower Rate
========================
What if you are already on the hook with a major credit card with an agonizing rate of interest? Pick up the phone, call your card company, and get tough. Often, if you ask for a lower interest rate, you'll get one -- it's as simple as that.
As further incentive, you can threaten to transfer your balance to another card company with a lower rate. Many card companies are more than willing to take you on as a customer by paying off one of their competitors for you. Of course, you are then beholden to them. That's okay if you score a lower interest rate.
=================================
How Anyone Can Get a Credit Card
=================================
Now what about all of you "hopeless cases" out there. What if you have deplorable credit, or no credit rating at all. You may have already been turned down by a half-dozen card companies. What can you do?
First, you should think long and hard about why you want a credit card in the first place. If you have a history of bad credit, a credit card may be the last thing you need. Many people feel that credit cards and the debt they lead people into is a modern form of slavery.
Credit cards are almost magically deceptive and alluring. They get at the deepest psychological lever of the human mind -- a lever which allows people to have the feeling they are getting something for free, when in fact, they are paying two, three, four, even ten times as much for that product because of the interest they will pay on each purchase.
On the other hand, not having a credit card is becoming less and less practical in modern America. You can't rent a car without a credit card. Carrying cash is dangerous. Checks are not accepted everywhere -- and traveling to another city or country is extremely difficult without the confidence and identity a credit card brings.
===============
A Secured Card
===============
If you decide you really need and want a credit card despite your past problems with credit, you should get what is called a secured credit card. Even people who have declared bankruptcy are granted secured cards.
A secured card works this way: you pay a lump sum of cash upfront either to your bank or the card company itself, usually from $200 to $2,500. The card company will then grant your credit for up to 150 percent of the amount of your deposit. If you pony up $500, you will be granted a $750 credit line. If you put up $1,000, you will get $1,500 in credit, and so on.
Your deposit money will earn a very nice 4 to 5 percent interest while it is held as collateral by your bank or the card company. The deposit money acts like a buffer for the lender. In the event you default on your card debt, the lender gets to keep your money. They may still incur a net loss, but the risk is far less.
Additionally, the interest you gain on your deposit will offset the interest on your monthly balance if you have one. If you get a secured card with an 18 percent interest rate, you can feel good about the fact that your pre-payment is earning 5 percent.
Which card companies offer secured credit card plans?
The following:
(At the time of writing, these details are correct. If they change by any chance, you'll have to look up the institutions in the Yellow Pages, or simply do a search online.)
CitiBank -- Minimum deposit is $300, which earns 4%.
Call: 800-933-2484
Federal Savings Bank -- Minimum deposit is $250, which earn 2.5%.
Call 800-285-9090
Orchard Bank -- Minimum deposit is $400, which pays 4%
Call 800-873-7307
Key Federal -- Minimum deposit is $300, which earns from 4% to 5%.
Call 800-228-2230
Signet Bank -- Minimum deposit is $200, which earns 5%.
Call 800-333-7116.
Using a secured credit card can also help repair your credit rating if you use it responsibly over a number of years.
Even if you do not have bad credit, a secured credit card is recommended for anyone who wants the safety and convenience of a credit card. Secured cards are a safe, responsible way to control your spending, and you actually earn money though interest on your deposit while you enjoy the use of your card.
HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.memberyou.net/article/93661/memberyou-How-To-Get-A-Credit-Card-No-Matter-How-Bad-Your-Credit-Rating.html">How To Get A Credit Card No Matter How Bad Your Credit Rating</a>
BB link (for phorums):
[url=http://www.memberyou.net/article/93661/memberyou-How-To-Get-A-Credit-Card-No-Matter-How-Bad-Your-Credit-Rating.html]How To Get A Credit Card No Matter How Bad Your Credit Rating[/url]
Related Articles:
Are You Eking Out a Living, and Can't Get What You Want from a Job?
Two Simple Steps To An Affiliate Marketing Fortune
List Building Marketing - How to Market Your List Building Products
Bookmark it:
|