of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. C

Simple Steps Consumers Should Take to Protect Against Credit Card Fraud

The quintessential tool of the modern shopper, credit cards have revolutionized the way we all conduct our business. Unfortunately, as credit cards have made it ever easier to buy, they have also made it ever easier to steal. The troubling problems of credit card fraud and identity theft have reached epidemic proportions as credit card use grows more widespread.

Americans use credit cards to pay for everything from gas to groceries, from clothing to college tuition. More than half of American credit card holders use their cards every day. Every time they hand that card over to someone to swipe, or give out that number to place a phone order, they are giving someone the opportunity to commit fraud. Because using credit cards to pay for things is so easy, obtaining the credit card numbers can give thieves ample opportunities to steal.

Consumers can make it harder for thieves by taking a few basic steps to protect their information:

• Actively track credit card receipts. Bring them home from the store and check them against the credit card statement when it arrives in the mail. Shred receipts with credit card numbers after checking the statement.
• Be suspicious. Do not give out credit card information to anyone other than trusted vendors. Do not reply to e-mails that request credit card information. Do not give out credit card information over the phone unless placing a phone order with a reputable company.
• Closely check credit card statements. Report and dispute any suspicious charges immediately with the credit card company. Call the credit card company preemptively and ask to be notified of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. Co

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Americans use credit cards to pay for everything from gas to groceries, from clothing to college tuition. More than half of American credit card holders use their cards every day. Every time they hand that card over to someone to swipe, or give out that number to place a phone order, they are giving someone the opportunity to commit fraud. Because using credit cards to pay for things is so easy, obtaining the credit card numbers can give thieves ample opportunities to steal.

Consumers can make it harder for thieves by taking a few basic steps to protect their information:

• Actively track credit card receipts. Bring them home from the store and check them against the credit card statement when it arrives in the mail. Shred receipts with credit card numbers after checking the statement.
• Be suspicious. Do not give out credit card information to anyone other than trusted vendors. Do not reply to e-mails that request credit card information. Do not give out credit card information over the phone unless placing a phone order with a reputable company.
• Closely check credit card statements. Report and dispute any suspicious charges immediately with the credit card company. Call the credit card company preemptively and ask to be notified of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. C

ive thieves ample opportunities to steal.

Consumers can make it harder for thieves by taking a few basic steps to protect their information:

• Actively track credit card receipts. Bring them home from the store and check them against the credit card statement when it arrives in the mail. Shred receipts with credit card numbers after checking the statement.
• Be suspicious. Do not give out credit card information to anyone other than trusted vendors. Do not reply to e-mails that request credit card information. Do not give out credit card information over the phone unless placing a phone order with a reputable company.
• Closely check credit card statements. Report and dispute any suspicious charges immediately with the credit card company. Call the credit card company preemptively and ask to be notified of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. C

credit card information to anyone other than trusted vendors. Do not reply to e-mails that request credit card information. Do not give out credit card information over the phone unless placing a phone order with a reputable company.

Closely check credit card statements. Report and dispute any suspicious charges immediately with the credit card company. Call the credit card company preemptively and ask to be notified of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. C

of any unusual activity occurs on the card. If possible, enroll in the credit card’s fraud protection plan to cover any fraudulent use; the cost of the plan is worth the peace of mind it will bring.

Because the threat of fraud looms so large, it is important to report a lost credit card immediately to the issuing company. The moment the loss is noted, it should be reported in order to suspend activity on the card. Consumers who believe they may have misplaced the card at home should still call the credit card company; this is one instance where it is definitely better to error on the side of caution. Ask the company to place a hold on the account, or to call before authorizing any charges for a period of 24 hours to allow for a through search. If the missing card turns up, a simple call to the company should reinstate charging privileges. If the card cannot be found, the company can cancel that number and reissue a card with a new account number. Payment history and account age with the company will transfer, with no negative impact on credit score.