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    dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be
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    A chargeback is a transaction that an Issuer returns to a merchant bank and most often, to the merchant - as a financial liability. In essence, it reverses a sales transaction, as follows:

    • The card issuer subtracts the transaction dollar amount from the cardholder's Visa account. The cardholder receives a credit and is no longer financially responsible for the dollar amount of the transaction.
    • The card issuer debits the merchant bank for the dollar amount of the transaction.
    • The merchant bank will, most often, deduct the transaction dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be

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    ce, it reverses a sales transaction, as follows:

    • The card issuer subtracts the transaction dollar amount from the cardholder's Visa account. The cardholder receives a credit and is no longer financially responsible for the dollar amount of the transaction.
    • The card issuer debits the merchant bank for the dollar amount of the transaction.
    • The merchant bank will, most often, deduct the transaction dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be

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    account. The cardholder receives a credit and is no longer financially responsible for the dollar amount of the transaction.
    • The card issuer debits the merchant bank for the dollar amount of the transaction.
    • The merchant bank will, most often, deduct the transaction dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be
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    issuer debits the merchant bank for the dollar amount of the transaction.
    • The merchant bank will, most often, deduct the transaction dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be
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    dollar amount from the merchant's account.
    • The merchant loses the dollar amount of the transaction. For merchants, chargebacks can be costly.
    • You can lose both the dollar amount of the transaction being charged back and the related merchandise.
    • You also incur your own internal costs for processing the chargeback. Why Chargebacks Occur

    The most common reasons for chargebacks include:
    • Customer disputes
    • Fraud
    • Processing errors
    • Authorization issues
    • Nonfulfillment of copy requests (only if fraud or illegible)

    Although you probably cannot avoid chargebacks completely, you can take steps to reduce or prevent them. Many charg

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