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  • Member You - The Latest Outrage - Usury in Disguise

    If I Told You How I Got Rich Would You Listen?
    You have been wondering how to generate a massive amount of wealth on the Internet. If you are reading this article you are probably at your wits end trying to figure out the key to online wealth building. From where your standing it would appear that everyone has the answer but you. Am I right? Is that the way you feel?I know you t
    ey always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can f

    The Changing Face of Business in the 21st Century
    Doing business in the 21st century is entirely different than what it was twenty years ago. At that time computers were not a routine part of small business and it was extremely costly to get started in business. If you are thinking of setting up a brick and mortar business, then the costs have escalated in the past two decades, but it is extr
    I ran across an online store today that sells top name brand merchandise with a pay-as-you-go plan.

    I suppose stores like this serve a useful purpose, but I certainly can’t endorse them and you’ll never find them on my web site. Obviously they are legal, but they certainly aren’t ethical

    Here’s their headline: “No credit, Bad credit, No problem”.

    Their feature desktop computer is an entry level, top name brand computer. This computer or one exactly like it sells for $349.00 from the manufacturer, who will sell it for $11.00 per month. Of course I assume you have to have some level of credit to take advantage of that plan.

    But here’s the penalty you pay with this pay-as-you-go program: They require a $150.00 down payment, then $30.00 twice per month for 12 months. That figures out to $870.00, which calculates out to an interest payment of $521.00 for a $350.00 purchase.

    And worse ,in effect what you are doing if you make a down payment of $150.00 for a $350.00 item you are borrowing $200.00. Therefore you are paying $520.00 in interest to borrow $200.00. This defies logic.

    I haven’t bothered to calculate the APR but it sure appears to me to be usury in disguise, and it’s outrageous, another example of the poor being exploited.

    This isn’t a new scheme they’ve been using it for years with furniture and appliances and I suppose it ‘s necessary for some unfortunates to have to employ such a scheme in order to buy something that’s vital.

    I'm not out to punish businesses but some common sense needs to be instilled in some people. This is not a good deal In my opinion it's fraud.

    To buy a computer this way is utterly ridiculous. I just bought a used computer in mint condition, for a back up machine. I purchased it in an eBay auction for $93.00 including shipping.

    This machine has a 1.03GB processor, 184MB RAM, 20GB Maxtor H/D, a 32X CD-RW and runs Windows XP Home. It will do anything the average person needs to do with a PC.

    This is just one example. There are many perfectly good used computers available. Ther are used computer stores in most areas. If you attend computer shows they always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can fi

    Home Business The Truth About Home Business
    Wouldn't we all love to run a home business that vertually ran itself online? of course we would, however, is this really possible?The key to making money online is getting started. If we don't get the right starting point, we can waste precious time and money. Nobody wants to purchase a home based business opportunity that makes nobody
    .00 per month. Of course I assume you have to have some level of credit to take advantage of that plan.

    But here’s the penalty you pay with this pay-as-you-go program: They require a $150.00 down payment, then $30.00 twice per month for 12 months. That figures out to $870.00, which calculates out to an interest payment of $521.00 for a $350.00 purchase.

    And worse ,in effect what you are doing if you make a down payment of $150.00 for a $350.00 item you are borrowing $200.00. Therefore you are paying $520.00 in interest to borrow $200.00. This defies logic.

    I haven’t bothered to calculate the APR but it sure appears to me to be usury in disguise, and it’s outrageous, another example of the poor being exploited.

    This isn’t a new scheme they’ve been using it for years with furniture and appliances and I suppose it ‘s necessary for some unfortunates to have to employ such a scheme in order to buy something that’s vital.

    I'm not out to punish businesses but some common sense needs to be instilled in some people. This is not a good deal In my opinion it's fraud.

    To buy a computer this way is utterly ridiculous. I just bought a used computer in mint condition, for a back up machine. I purchased it in an eBay auction for $93.00 including shipping.

    This machine has a 1.03GB processor, 184MB RAM, 20GB Maxtor H/D, a 32X CD-RW and runs Windows XP Home. It will do anything the average person needs to do with a PC.

    This is just one example. There are many perfectly good used computers available. Ther are used computer stores in most areas. If you attend computer shows they always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can f

    Your Organization: What Role PR?
    As a manager, does your current business, non-profit or association public relations effort concern itself primarily with radio and newspaper publicity? Or does it concentrate on a specialty area like financial communications or trade relations? Or, possibly, it deals each day with sales support or government affairs?Actually, maybe y
    w $200.00. This defies logic.

    I haven’t bothered to calculate the APR but it sure appears to me to be usury in disguise, and it’s outrageous, another example of the poor being exploited.

    This isn’t a new scheme they’ve been using it for years with furniture and appliances and I suppose it ‘s necessary for some unfortunates to have to employ such a scheme in order to buy something that’s vital.

    I'm not out to punish businesses but some common sense needs to be instilled in some people. This is not a good deal In my opinion it's fraud.

    To buy a computer this way is utterly ridiculous. I just bought a used computer in mint condition, for a back up machine. I purchased it in an eBay auction for $93.00 including shipping.

    This machine has a 1.03GB processor, 184MB RAM, 20GB Maxtor H/D, a 32X CD-RW and runs Windows XP Home. It will do anything the average person needs to do with a PC.

    This is just one example. There are many perfectly good used computers available. Ther are used computer stores in most areas. If you attend computer shows they always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can f

    Better Typography and More Readable Text in PowerPoint
    PowerPoint is, fundamentally, a tool for communication, and the heart of that communication is written words. As many charts, videos and illustrations a presentation might have, without text these add up to little more than a collection of disjointed elements pasted between slide transitions.Words remain the glue that ties information t
    pinion it's fraud.

    To buy a computer this way is utterly ridiculous. I just bought a used computer in mint condition, for a back up machine. I purchased it in an eBay auction for $93.00 including shipping.

    This machine has a 1.03GB processor, 184MB RAM, 20GB Maxtor H/D, a 32X CD-RW and runs Windows XP Home. It will do anything the average person needs to do with a PC.

    This is just one example. There are many perfectly good used computers available. Ther are used computer stores in most areas. If you attend computer shows they always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can f

    Internet Income Training: Make Extra Money
    A brief introduction If you are serious about generating some revenue from internet, then this article could help you find your destiny. I dont want you to go with my ideas seriously and follow it on a full-time basis. Its can always lead into a tragedy. Once you master yourself in these ideas, you can always afford to work from hom
    ey always have pre-owned Pcs at affordable prices. Even the major online stores have PCs that almost anyone can afford.

    Walmart sells a model with a Linux operating system for under $200.00 brand new. There's no need to pay an exhorbitant price for a computer.

    So for someone in poor circumstances to get involved in such a deal is ridiculous. I believe in free enterprise, but not at the expense of the unfortunate.

    Caveat Emptor- Let the buyer beware. Use my shopping Guide on: http://www.caveatemptorus.com I'm sure you can find a Pc within your means.

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