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    n, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on h

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    If you are in the mortgage business, the very first thing you need before you can get anywhere, is an application.

    I spent years working in the mortgage industry, and my goal was to close one loan per week.

    Monday through Friday I would find myself a spot in the back of the office where I could pound out my phone calls from 5:30pm until 8pm every night. My daily goal was to take at least three applications per evening, resulting in fifteen applications per week.

    This is how I obtained my applications.

    1. I was always prepared. Every thing that I could possibly need was at my desk. If a customer had a question about monthly payments, my mortgage calculator was right there. If a customer had a question about a particular loan program, I had my literature right there. When a customer commented on their needs and situation, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on ho

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    Monday through Friday I would find myself a spot in the back of the office where I could pound out my phone calls from 5:30pm until 8pm every night. My daily goal was to take at least three applications per evening, resulting in fifteen applications per week.

    This is how I obtained my applications.

    1. I was always prepared. Every thing that I could possibly need was at my desk. If a customer had a question about monthly payments, my mortgage calculator was right there. If a customer had a question about a particular loan program, I had my literature right there. When a customer commented on their needs and situation, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on h

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    evening, resulting in fifteen applications per week.

    This is how I obtained my applications.

    1. I was always prepared. Every thing that I could possibly need was at my desk. If a customer had a question about monthly payments, my mortgage calculator was right there. If a customer had a question about a particular loan program, I had my literature right there. When a customer commented on their needs and situation, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on h

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    about monthly payments, my mortgage calculator was right there. If a customer had a question about a particular loan program, I had my literature right there. When a customer commented on their needs and situation, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on h

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    The Small Business Administration predicts nearly 95% of all businesses will close or fail within five years of their opening.In my opinion, this statistic needlessly scares budding entrepreneurs. Sure, it is important that you know the odds against you, and that you conduct due diligence before signing your name onto the dotted line of a huge loan. However, one way to reduce the cost of entering int
    n, my stationary was right there to take notes.

    It is very important to have all of your resources at your finger tips, otherwise you will be fumbling around looking for things, or putting your customer on hold, while you find what it is you need.

    2. Take the edge off

    When you are speaking with a potential customer, the conversation doesn’t have to be 100% business all of the time. You can take the edge off by finding something in common with your customer. If you hear a dog barking or a baby crying, make a comment about it. People love to talk about their pets and baby’s. This will relax your customer, making it easier for you to get the appropriate information from them to complete your application.

    3. Overcome objections

    During the application process you will be hit with many objections. This is perfectly natural, most people don’t jump at the chance to fill out applications for mortgages and refi’s.

    Here are some of the more common objections;

    A) I have to speak with my spouse.

    A good response to th

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