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    Medical Billing - Insurance Carrier Perspective
    Everybody has their own point of view on every subject. In this world, our point of view, at least in our minds, is the right one. Well, that is no different in the world of medical billing. The patients think they should be paid for the claims, the medical billing companies want the patients to get paid for their claims so they can make their money and certainly the doctors want the patients to get paid for their claims or they'll go to another doctor. But what about the insurance carriers? It seems that they are the last people who want to pay claims. Well, this is for a very good reason. While everybody else is getting paid, the insurance carriers are paying out.Sure, these carriers also get a monthly premium from somewhere, whether it be from us poor workers if they are a government agency or from the patients themselves if they are a private insurance compa
    s, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find t

    Accounts Receivable Conversion! A Major Money & Time Saver For Companies
    The Check 21 Law that went into affect in 2004 can make life so much easier for your company. If you receive consumer checks, vendor checks, business checks, government checks, virtually any kind of check drawn on a U.S. bank, you can now do from the convenience of your companys' location (or remote location) the same thing that only the top 5 or so banks are now doing for their customers. What is it? Accounts Receivable Conversion!Because of 9/11 and the fact that billions of dollars in checks were stranded on the ground when the airplanes were all grounded, Congress passed a law that went into affect in Oct 2004 that would allow for image conversion of checks for companies and banks. Your company's AR Dept can now image the checks and send them to the Fed and into the company's bank account and NEVER leave the office.There are two major ways to accomp
    You’ve all heard the old joke about a consultant being someone who uses your watch to tell you the time, and then steals your watch. There’s some truth to the story: consultant recommendations are often the same things that your employees or customers have been telling you all along. But while you will listen to a consultant, you don’t listen to your employees and customers. Why is that? Why do companies pay more attention to consultants then they do to employees or customers? And what should you do about it? But let’s start with an even more important question: why should you listen to employees and customers?

    Why listen?
    The best reason for listening to employees and customers is that they have a detailed understanding of your company's problems. They're close to day-to-day operations so they see what's happening and what's wrong. When you implement their ideas they’re committed to success because of their personal involvement. The result is a fast implementation of change, with a high probability of success.

    So why don’t companies listen to employees and customers? Based on my own experience, here are the primary reasons why companies don’t take advantage of their hidden consultants:

    No Clear Summarization
    First, we don’t hear recommendations from employees and customers in a clear summarized way. We interact so much with these people that the recommendations aren’t separated out from everyday comments. A profound statement is dropped casually into a conversation on another subject, and we miss the importance of the statement.

    When I'm working as a consultant doing interviews with employees and customers, I often hear significant statements, but I notice them because I’m listening for them. My brain is focused on gathering important information, and so I’m able to separate out the irrelevant stuff from the important things. Most people don’t listen that way on a day-to-day basis.

    Then, after I’ve heard an important statement and verified it with others, I’ll figure out the best way to convey the statement to my client. Sometimes the issue with accepting a recommendation isn’t so much the recommendation itself; it’s how the recommendation is presented. Important truths have to be presented in a way that makes the client see the light without taking offense. Employees and customers don't often use appropriate summarization and presentation techniques, and so we reject their recommendations.

    Bias
    Second, we think employee and customer opinions are biased and therefore unreliable. We think they are trying to advance their own personal agendas. For example, an employee just wants to do that project because it would make his job bigger. Or a customer wants us to improve our service because she won’t take responsibility for problems in her own company. Sometimes personal bias will color an opinion, but we don’t take the time to sort out the motivations and get to the truth of the matter. Instead, we just tune out the employee and customer comments, throwing out valid suggestions because we think the source is biased.

    Reluctance
    Third, we have made it pretty clear to employees and customers that we don't want their advice, and as a result, they are reluctant to offer it. They see us criticize ideas and shoot them down, and they see us label idea creators as rabble-rousers and troublemakers. In such an unsupportive environment, they have determined that it’s best to keep their heads down and their ideas to themselves.

    Other reasons
    Here are some other reasons I’ve run across:

    • Some managers don’t want to acknowledge that their own employees can be more knowledgeable about a subject than the managers are. The managers forget that the employees (a) are usually closer to everyday problems, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find th

    Getting To The Bottom of Stand Up Pouches -- Which Type of Bottom Gusset Is Right for You?
    In recent years, stand up pouches have taken the packaging world by storm. Available with or without a re-closeable zipper seal, a stand up pouch is a laminated film bag, usually of different types of plastic or a blend of plastic and aluminum foil. Manufacturers rave about the bags because they use so much less material than other traditional packaging methods like cartons or boxes, and because they offer a tremendous opportunity for branding and merchandising.Available in a variety of shapes and sizes, stand up pouches have three fundamental measurements: width, height, and bottom gusset. The bottom gusset is the additional material at the bottom of the bag which gives it its capacity for expansion. Stand up pouches can be made to meet your exact specifications, but typically the bottom gusset of the pouch is one of three different styles: Round Bottom Gusset, K-Seal
    result is a fast implementation of change, with a high probability of success.

    So why don’t companies listen to employees and customers? Based on my own experience, here are the primary reasons why companies don’t take advantage of their hidden consultants:

    No Clear Summarization
    First, we don’t hear recommendations from employees and customers in a clear summarized way. We interact so much with these people that the recommendations aren’t separated out from everyday comments. A profound statement is dropped casually into a conversation on another subject, and we miss the importance of the statement.

    When I'm working as a consultant doing interviews with employees and customers, I often hear significant statements, but I notice them because I’m listening for them. My brain is focused on gathering important information, and so I’m able to separate out the irrelevant stuff from the important things. Most people don’t listen that way on a day-to-day basis.

    Then, after I’ve heard an important statement and verified it with others, I’ll figure out the best way to convey the statement to my client. Sometimes the issue with accepting a recommendation isn’t so much the recommendation itself; it’s how the recommendation is presented. Important truths have to be presented in a way that makes the client see the light without taking offense. Employees and customers don't often use appropriate summarization and presentation techniques, and so we reject their recommendations.

    Bias
    Second, we think employee and customer opinions are biased and therefore unreliable. We think they are trying to advance their own personal agendas. For example, an employee just wants to do that project because it would make his job bigger. Or a customer wants us to improve our service because she won’t take responsibility for problems in her own company. Sometimes personal bias will color an opinion, but we don’t take the time to sort out the motivations and get to the truth of the matter. Instead, we just tune out the employee and customer comments, throwing out valid suggestions because we think the source is biased.

    Reluctance
    Third, we have made it pretty clear to employees and customers that we don't want their advice, and as a result, they are reluctant to offer it. They see us criticize ideas and shoot them down, and they see us label idea creators as rabble-rousers and troublemakers. In such an unsupportive environment, they have determined that it’s best to keep their heads down and their ideas to themselves.

    Other reasons
    Here are some other reasons I’ve run across:

    • Some managers don’t want to acknowledge that their own employees can be more knowledgeable about a subject than the managers are. The managers forget that the employees (a) are usually closer to everyday problems, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find t

    How to Start a Gift Basket Business
    The gifting market is a $253 billion market, meaning that almost 1% of the money spent on retail is to buy a gift. This is great news for the gift professionals everywhere. With several major gifting holidays, and many other gifting occasions throughout the year, opportunity is knocking at your door.But how do you get started?Here are some basics needed to start a gift basket business:First, you need to do your research:-who is your competition? -who is your target market? -who are your potential customers?Write a business plan: this will help you put your goals and ideas into a clear format, and serve as a place to go back and check how you are doing.Write a marketing plan:-how are you going to attract your potential customers? -will you profit from corporate clients, foot traffic, or a c
    that way on a day-to-day basis.

    Then, after I’ve heard an important statement and verified it with others, I’ll figure out the best way to convey the statement to my client. Sometimes the issue with accepting a recommendation isn’t so much the recommendation itself; it’s how the recommendation is presented. Important truths have to be presented in a way that makes the client see the light without taking offense. Employees and customers don't often use appropriate summarization and presentation techniques, and so we reject their recommendations.

    Bias
    Second, we think employee and customer opinions are biased and therefore unreliable. We think they are trying to advance their own personal agendas. For example, an employee just wants to do that project because it would make his job bigger. Or a customer wants us to improve our service because she won’t take responsibility for problems in her own company. Sometimes personal bias will color an opinion, but we don’t take the time to sort out the motivations and get to the truth of the matter. Instead, we just tune out the employee and customer comments, throwing out valid suggestions because we think the source is biased.

    Reluctance
    Third, we have made it pretty clear to employees and customers that we don't want their advice, and as a result, they are reluctant to offer it. They see us criticize ideas and shoot them down, and they see us label idea creators as rabble-rousers and troublemakers. In such an unsupportive environment, they have determined that it’s best to keep their heads down and their ideas to themselves.

    Other reasons
    Here are some other reasons I’ve run across:

    • Some managers don’t want to acknowledge that their own employees can be more knowledgeable about a subject than the managers are. The managers forget that the employees (a) are usually closer to everyday problems, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find t

    Home Business Remedies To Fit Your Busy Schedule
    If you are pressed for time but still want to start your own home business, there are several possible solutions. Earning an Internet income doesn't have to be stressful - it can actually be fun. If your dream is to work at home while enjoying a lucrative Internet income, read below for some home business remedies to fit your busy schedule and financial needs.Home Business ScheduleEven with a home business you should set a certain time aside each day to work on your business. Do your best to stick with a work schedule just as you would at any other job. If you plan to work eight hours per day, let this be the limit. Don't neglect your family and personal hobbies. You'll need some time away from your desk and/or computer to relax and clear your thoughts. Also, remember to exercise. Working on a computer all day can be detrimental to your physical health if yo
    ill color an opinion, but we don’t take the time to sort out the motivations and get to the truth of the matter. Instead, we just tune out the employee and customer comments, throwing out valid suggestions because we think the source is biased.

    Reluctance
    Third, we have made it pretty clear to employees and customers that we don't want their advice, and as a result, they are reluctant to offer it. They see us criticize ideas and shoot them down, and they see us label idea creators as rabble-rousers and troublemakers. In such an unsupportive environment, they have determined that it’s best to keep their heads down and their ideas to themselves.

    Other reasons
    Here are some other reasons I’ve run across:

    • Some managers don’t want to acknowledge that their own employees can be more knowledgeable about a subject than the managers are. The managers forget that the employees (a) are usually closer to everyday problems, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find t

    Nina Winters Awarded Commission for Quarter Million Dollar Sculpture
    What do Clearwater, Florida and New Ipswich, New Hampshire have in common?The undeniably attention worthy sculptor, Nina Winters.The art world’s new and important arrival has been discovered by aesthetic savants for her monumental sculptures.The internationally collected sculptor has just won a 1/4 million dollar commission in the State of Nevada. The project is for a 10 foot high sculpture titled "Exhilaration".I had the pleasure of interviewing Nina and getting personal tours through her studios.This article is the first of three in a series about recent major commissions by the sculptor.When I asked Nina to tell me about this recent commission, she said, “Although this sculpture is basically minimalist, I have paid a great deal of attention to detail. The reach of the hands into the sky reflects my philosophy that man can be and do far m
    s, and (b) have had a life before working for this manager, and so they have other experience to bring to the table.

    • Managers sometimes feel that giving an employee a strong say in an issue will be viewed as “giving up control.” We forget that we aren’t in control anyway. At best we’re leading and steering, and certainly we’re accountable, but the employees who do the work actually have control over the process—not the managers.

    • There’s a feeling of “you get what you pay for,” so we feel that a low-paid employee can’t provide as good an opinion as a high-paid consultant. This is a narrow viewpoint, but it feeds the families of many consultants.

    How to use your hidden consultants
    So what can you do to take advantage of these hidden consulting talents? Here are some suggestions:

    1. Help your hidden consultants learn how to focus. Provide training for your employees and customers in techniques that help them find the root cause of a problem, determine possible solutions, and put together a plan to solve the problem.

    2. Provide a way to get feedback from employees without you being biased by the source of the feedback. Create a method for employees to submit suggestions and ideas anonymously, but with a way to subsequently identify the suggester if you want to provide a reward.

    3. Identify someone (internally or externally) who is good at summarizing and presenting. Have that person summarize employee and customer feedback and present it in the way that an outside consultant would.

    4. Have a program in which selected employees can be “consultants for a week.” Having these employees think like consultants takes them outside the day-to-day process, if only temporarily, and gives the employees the opportunity to identify issues and recommend solutions. Sometimes this approach is even more effective if the employees act as consultants for different departments than their own.

    5. Help your employees to learn how to differentiate between a “reason” (why you are a certain way) and an “excuse” (why you stay that way). And make sure that you understand the difference yourself.

    Conclusion
    I make my living as a consultant, so I obviously don’t want you to stop using my services. But ultimately my goal is to help companies be more profitable and become better places to work, and most companies are missing a huge opportunity for self-improvement. By taking advantage of the ideas generated by your own employees and customers, and by focusing those ideas on providing benefit to your business, you can reserve the use of outside consultants for the things we’re best at:

    • Providing skills and expertise that don’t exist within your organization, and

    • Helping your organization develop better processes for optimizing your own skills and expertise.

    You have a huge pool of hidden consulting talent within your organization. You just have to focus it and use it.

    © 2004 MakingITclear, Inc. This article was originally published in the June, 2004 issue of the MakingITclear® Newsletter, a free monthly email newsletter published by MakingITclear, Inc. MakingITclear is a registered trademark of MakingITclear, Inc.

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