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    Lace Trimming Industry
    A very delicate and pretty piece of lace can add a lot of value and beauty to an otherwise simple garment. The most striking feature of this delicate piece is that which is missing, coz a lace is full of holes. These holes in various designs bring out the beauty of the lace. This distinctive feature of lace makes it different from other textiles.True lace materializes to have first been produced in the late fifteenth or early sixteenth century. The most excellent laces were made in Italy, France and Belgium. A huge range of varieties of lace were also made in several parts of Europe, China, India, the Ph
    . If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more eth

    Co-workers, Bosses and Vendors, Oh My
    I had been traveling and “seminaring” this past week and whenever I finish, I like to write about what most of the seminar participants have been asking about.This past week, I spent a fair amount of time in the “business relationship” area, commonly referred to “Co-workers, bosses and vendors, oh my.”It seems that most of us have trouble communicating with the people we spend so much time with and understanding their point of view.It really comes down to the things that we all have issues with.“How do I tell my boss that his idea really stinks and not lose my job?”“Why is my
    It seems that some things never change. As adults, we hear through the media, about the lack of ethics and the consequences of ethical lapses. They capture attention in almost every venue – from broadcast to internet to print. Whether we hear about Enron, HP, or Martha Stewart – one thing we know is that the choices we make can have a profound impact on the consequences we live.

    Not only are adults aware of the ethical issues in our country, but youth are also bombarded with choices and ethical issues. Recently a “Teen Ethics Poll” was released by JA Worldwide™ (Junior Achievement) and Deloitte & Touche USA LLP (Deloitte). The results, featured on the Junior Achievement web site (www.ja.org) and reported in an article in USA Today (www.usatoday.com) dated December 6, 2006, support the concept that unethical decisions start at an early age. “The notion that large numbers of students feel somewhat unprepared to make ethical decisions, coupled with the fact that they feel pressure to succeed at all costs, is a troubling combination,” said David Miller Ph.D., Executive Director of the Yale Center for Faith and Culture and Assistant Professor (Adjunct) of Business Ethics.

    Published survey results showed that 69% of teens admitted to lying, 34% to illegally downloading music, and 22% to cheating on tests. The most interesting statistic in the survey and perhaps the most telling is that 81% of the students who feel significant pressure to succeed believe that the pressure will either remain the same or increase as they enter the workforce. With statistics like this, it’s no wonder that ethical issues and ethics conferences abound.

    In presentations I made over ten years ago to students in the same age group as the Junior Achievement study, the students reported extreme pressure to achieve and a willingness to compromise their integrity and ethical choices. Many said, in their own unique way, that they would take their chances on negative consequences from unethical choices. Their reality was - immediate gratification - outweighed the potential consequences of their choices.

    Two of the students reported to me in the 1996 presentation series that look, stature, and the illusion of success was critical in the eyes of their peers. In fact, one stated that, “You do what ever it takes to get ahead. If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more eth

    What is MICR Check Printing
    Here's a concise guide to MICR and associated technologies.Magnetic Ink Character Recognition (MICR) was developed to utilize the benefits of computer technology in the banking industry. Prior to the use of a MICR line, check sorting by account number was a manual process. Two systems were previously used to handle the large numbers of checks processed in the banking industry: Sort-A-Matic and Top Tab Key Sort.The Sort-A-Matic system included 100 metal or leather dividers numbered 00 through 99. Each check was placed in the corresponding divider by the first two numbers of the account. The sorting
    vement) and Deloitte & Touche USA LLP (Deloitte). The results, featured on the Junior Achievement web site (www.ja.org) and reported in an article in USA Today (www.usatoday.com) dated December 6, 2006, support the concept that unethical decisions start at an early age. “The notion that large numbers of students feel somewhat unprepared to make ethical decisions, coupled with the fact that they feel pressure to succeed at all costs, is a troubling combination,” said David Miller Ph.D., Executive Director of the Yale Center for Faith and Culture and Assistant Professor (Adjunct) of Business Ethics.

    Published survey results showed that 69% of teens admitted to lying, 34% to illegally downloading music, and 22% to cheating on tests. The most interesting statistic in the survey and perhaps the most telling is that 81% of the students who feel significant pressure to succeed believe that the pressure will either remain the same or increase as they enter the workforce. With statistics like this, it’s no wonder that ethical issues and ethics conferences abound.

    In presentations I made over ten years ago to students in the same age group as the Junior Achievement study, the students reported extreme pressure to achieve and a willingness to compromise their integrity and ethical choices. Many said, in their own unique way, that they would take their chances on negative consequences from unethical choices. Their reality was - immediate gratification - outweighed the potential consequences of their choices.

    Two of the students reported to me in the 1996 presentation series that look, stature, and the illusion of success was critical in the eyes of their peers. In fact, one stated that, “You do what ever it takes to get ahead. If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more eth

    From Lemons to Loans - The Changing Face of Supermarkets
    Thirty years ago we would shop in local Town Centres. We'd visit the local butchers, greengrocers, wander around the open market and if we felt rich we'd have an amble around the local furniture and furnishings store. Once a month we'd catch the bus, or if we were lucky, drive our car to the local superstore. As most towns only had one, we didn't have a choice which one to visit.Once at the supermarket, we'd pass native British vegetables with angled mirrors above them to make it look like they had more stock. We'd pass fruit and salad where the most exotic items on display were dates and pomegranates an
    Business Ethics.

    Published survey results showed that 69% of teens admitted to lying, 34% to illegally downloading music, and 22% to cheating on tests. The most interesting statistic in the survey and perhaps the most telling is that 81% of the students who feel significant pressure to succeed believe that the pressure will either remain the same or increase as they enter the workforce. With statistics like this, it’s no wonder that ethical issues and ethics conferences abound.

    In presentations I made over ten years ago to students in the same age group as the Junior Achievement study, the students reported extreme pressure to achieve and a willingness to compromise their integrity and ethical choices. Many said, in their own unique way, that they would take their chances on negative consequences from unethical choices. Their reality was - immediate gratification - outweighed the potential consequences of their choices.

    Two of the students reported to me in the 1996 presentation series that look, stature, and the illusion of success was critical in the eyes of their peers. In fact, one stated that, “You do what ever it takes to get ahead. If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more eth

    The Next Wave of Young Millionaires
    In just the last 15 years the wealth of Americans increased four-fold. The number of millionaires is destined to double in the next 10 years. The most significant figure about this runaway trend is the number of millionaires under 30 years of age will triple in the next ten years. Why? Technology has made it easier for a teenager or a twenty-something to have a distinct advantage over the majority of Americans.Where will these millionaires surface from? The trends have shifted and two areas of exploding growth are health & wellness and network marketing. Baby boomers are just about to hit 65 and th
    Achievement study, the students reported extreme pressure to achieve and a willingness to compromise their integrity and ethical choices. Many said, in their own unique way, that they would take their chances on negative consequences from unethical choices. Their reality was - immediate gratification - outweighed the potential consequences of their choices.

    Two of the students reported to me in the 1996 presentation series that look, stature, and the illusion of success was critical in the eyes of their peers. In fact, one stated that, “You do what ever it takes to get ahead. If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more eth

    Make 2007 Your Business' Fastest Growing Year Yet With Asset Finance
    If you want to speed up your business in 2007, you'll need to fine-tune your business approach and utilise your resources to their full extent. However, like many business owners, you may be reluctant to tie up your capital. So where can you turn to if you're looking to finance major business-related purchases such as commercial vehicles, manufacturing machinery or IT equipment?The answer is simple: asset finance. Asset finance works in such a way that the money you borrow is secured upon the business assets you acquire. For instance, if you're planning to invest in a fleet of commercial vehicles, the mo
    . If I can get ahead now, then I’ll have a greater chance in the business world later.” When asked if that meant compromising his integrity, his response was “Success trumps all – What ever it takes.” How well we adults have taught our children!

    The challenge for our young people today is once you take that first bite, once you engage in unethical behavior, it’s hard to undo the consequences. It takes courage to admit to your unethical behavior. There are few models for moving beyond negative consequences. If we expect our future leaders of tomorrow to function in a more ethical manner than the current business leaders of today, then we must take the initiative to train decision making in an environment of integrity and ethics.

    Ethical behavior, like most behavior, is learned. If you refer back to the survey and the comments from the youth in my seminar, it is very clear that they are learning these perceptions of ethics everywhere. Young people are bombarded through the different media outlets. Television shows and movies constantly revere the one who gets ahead regardless of who he/she offends in the process.

    Everywhere they turn, they are observing people, real or fictional, moving to the top by choices they make. Unfortunately, they do not observe that there are negative consequences to those choices. What happens in the home? Some cheat on their taxes. Others behave in ways that demonstrate success is measured by looks, money. Many parents live on credit to impress the external world and then are unable to pay the debt. Yes, the youth are surrounded by many different messages regarding ethical choices.

    Over the years, through many speaking engagements, I have found that young people thirst for reasons to do the right thing. Yet, society places a premium on success at all costs, which fosters an environment for inevitable ethical dilemmas. It’s time we take responsibility as adults to reverse the trends supported by this current study.

    The Choices Foundation provides a forum through which ethical behavior is taught to high school and college students during their formative years. Perhaps, if a young person is exposed to real life effects of unethical behavior, he or she will have a frame of reference as to the real negative consequences that can follow.

    For information on the Choices Foundation (a non-profit organization) and the presentations on ethics given by Chuck Gallagher, contact Chuck at chuck@chuckgallagher.com or visit http://www.chuckgallagher.com

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