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Member You - Protect Your Computer!
Mortgage payments are the major portion of an average American's budget. Interest is the 'price' you pay to get a loan. Therefore, interest rate is the primary concern of the borrower before signing up the mortgage. Even a minute change in the interest rate can upset your budget and make the mortgage unaffordable. That is why many prefer a mortgage with fixed interest.When the rate of interest is fixed for the entire duration of the loan, it is easier for the borrower to calculate how much he will have to pay every month towards mortgage payments and plan his budget accordingly. For example, if you take a 30 year, $100,000 loan at a fixed interest of 8%, your monthly payment, including principal and interest, would be $733.76 for the entire term of the loan.During the initial years of the mortgage your monthly payment is predominantly interest and a very small portion of principal. During the latter years, the proportion of interest and principal in the monthly payment is just the reverse because as the years progress the outstanding balance reduces and your interest quantum also reduces. You can avail a tax deduction for whatever interest you pay towards the mortgage.The interest payments over the life of the mortga
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
To Team or Not to Team?
Everyone thinks teams are a good thing. Leaders like to form teams. People, for the most part believe in the value and purpose of teams . . .All of us are smarter than each of us.1 + 1 = 3. . . are just two common phrases that reinforce and prove how pervasive our belief in teams is.And that belief is justified.Sometimes.There are many times in our civic or church groups, and in our businesses and professional associations that we need teams of people to work on an issue or a project. And sometimes we would be better off without a team - with individuals contributing as individuals.What?No team?You got it.At least not the type of team you probably think of, when you think of a team.Two Basic Types of TeamsTo keep things simple, I believe there are two basic types of teams. There are basketball teams and there are track and field teams.Basketball TeamsBasketball teams (or soccer or hockey) are teams that require, by the nature of their task, that everyone play as one unit. On teams in these sports the players are interdependent. At any moment of any game, in order to be successful, the entire team needs to be working in ha
To start this article, a joke: Why did the programmers mix up Halloween and Christmas? Because 25 DEC = 31 OCT. Haha! Well… if you got that, you probably don’t need to read this article.
It is often said that there is no such things as 100% security. While that is true, it is no reason why you shouldn’t take all necessary precautions to prevent unauthorized access. In this article we will examine a few ways to protect your data.
Local Security
Out of all the different ways an intruder can access your computer, local access is the most promising way to circumvent your security. If a person has local access to a computer, it is only a matter of time before the data on the computer will be extracted.
However, protecting your computer against local attacks is also easy and only takes a few minutes. First, put a password on your BIOS configuration. Typically, it involves pressing Esc, Tab, F1, or some other key to access the BIOS configuration. From there, the configuration menu should have a tab about security. Open the tab about security and choose a decent password (there are hints about choosing a good password later on). Also, set the computer to boot up from the hard drive first, and do not let it try to boot from the A:\ drive or the CD-ROM drive. The reason why it shouldn’t attempt to read the A:\ or CD-ROM drive is that an intruder could use a CD-ROM bootable O.S. like Knoppix to steal your password, even though a BIOS password is set. Now save the changes and exit.
Now to set a password on your accounts on Windows operating systems:
For NT and XP users: Make sure your administrative account has a password on it. Also, put a password on any other accounts you have and disable the guest account.
For 95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
Write Articles Geared to Your Local Market to Bolster Your Local Search Visibility
The Shortest Distance to Your Home Town Enterprise is Over the InternetCombine two dynamite online methods for bringing your business to the attention of buyers - Local Search and widely posted articles you write. Doing both gives you a jump on your local competition, plus additional credibility and exposure to your market.Local Search occurs by adding a geographic term is added to a search engine query. Instead of results comprising millions of pages, only businesses within your specific area are included. For example, entering Florists + Boston only returns Boston florists - a small pool of available choices.Geographic terms can be town, state, region, zip code, etc. Results appear on both a list and map, so the most convenient stand out. Today, nearly 40% of search engine queries ask for Local Search information - with that number increasing rapidly. 70% of buyers go online to conduct research before they buy, even from local merchants. So the impact is considerable.Articles Deliver Credibility and LinksWhen you write articles and post them widely to Internet directories and ezines, your knowledge is spread to thousands of readers. Sites displaying your articles link back to your website. That encouclass=MsoNormal style="MARGIN: 0in 0in 0pt">
Local Security
Out of all the different ways an intruder can access your computer, local access is the most promising way to circumvent your security. If a person has local access to a computer, it is only a matter of time before the data on the computer will be extracted.
However, protecting your computer against local attacks is also easy and only takes a few minutes. First, put a password on your BIOS configuration. Typically, it involves pressing Esc, Tab, F1, or some other key to access the BIOS configuration. From there, the configuration menu should have a tab about security. Open the tab about security and choose a decent password (there are hints about choosing a good password later on). Also, set the computer to boot up from the hard drive first, and do not let it try to boot from the A:\ drive or the CD-ROM drive. The reason why it shouldn’t attempt to read the A:\ or CD-ROM drive is that an intruder could use a CD-ROM bootable O.S. like Knoppix to steal your password, even though a BIOS password is set. Now save the changes and exit.
Now to set a password on your accounts on Windows operating systems:
For NT and XP users: Make sure your administrative account has a password on it. Also, put a password on any other accounts you have and disable the guest account.
For 95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
Computer Help Desk Stupid Questions
Here is some proof from the help desk stupid questions archives at CSN:A customer was enraged because his computer had told him he was
"Bad and an invalid." The tech explained that the computer's "bad command"
and "invalid" responses shouldn't be taken personally.Another customer called tech support to say her brand new computer
wouldn't work. She said she unpacked the unit, plugged it in and sat there
for 20 minutes waiting for something to happen. When asked what happened
when she pressed the power switch, she asked, "What power switch?"Computer companies have change the text to their manuals from "Press Any Key" to "Press
Return Key" because of the question where is the "Any Key"?A confused caller was having trouble printing documents. He told
the technician that the computer had said it "couldn't find the printer." The
user had also tried turning the computer screen to face the printer-but that
his computer still couldn't "see" the printer.A woman called with a problem with her printer. The tech asked her if she was
"running it under windows." The woman responded, "No, my desk is next to the door.
But that is a good point. The man sitting in the cubicle next to me is under a window
in 0in 0pt; TEXT-INDENT: 0.5in">
However, protecting your computer against local attacks is also easy and only takes a few minutes. First, put a password on your BIOS configuration. Typically, it involves pressing Esc, Tab, F1, or some other key to access the BIOS configuration. From there, the configuration menu should have a tab about security. Open the tab about security and choose a decent password (there are hints about choosing a good password later on). Also, set the computer to boot up from the hard drive first, and do not let it try to boot from the A:\ drive or the CD-ROM drive. The reason why it shouldn’t attempt to read the A:\ or CD-ROM drive is that an intruder could use a CD-ROM bootable O.S. like Knoppix to steal your password, even though a BIOS password is set. Now save the changes and exit.
Now to set a password on your accounts on Windows operating systems:
For NT and XP users: Make sure your administrative account has a password on it. Also, put a password on any other accounts you have and disable the guest account.
For 95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
Three Ways to Buy Long Term Care Without Paying Premiums Out of Your Pocket
Stop 100 people over 65 on the street and ask them if they will ever need to go to a nursing home and 99 will say, “No!” Folks tend to equate long term care insurance with nursing homes, but there are other aspects of long term care. Home care, assisted living, adult day care and hospice care are all forms of long term care which cost money where the person never sees the inside of a nursing home.Planning for the many types of long term care just makes good financial planning sense.However, long term care can be expensive, especially if a person waits too long to buy it. Age and health problems could make premiums prohibitive or even render the coverage unattainable.What if there was a way to make sure you had long term care coverage if you ever needed it, but never had to take premiums to pay for it out of your income? Actually, there are quite a few. Let’s look at three of them…1. Sell a life insurance policy.Unbeknownst to many people, there is an “after market” for life insurance policies that have served their purpose and are no longer needed. There are companies that will buy policies on behalf of pension and institutional funds which hold them as part of their investment portfolio. The best part ugh a BIOS password is set. Now save the changes and exit.
Now to set a password on your accounts on Windows operating systems:
For NT and XP users: Make sure your administrative account has a password on it. Also, put a password on any other accounts you have and disable the guest account.
For 95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
Hiring an Amateur Could Mean a Potential Lawsuit for Your Business
These days, everyone's looking to save a buck. But if you plan to cut corners by using a fledgling copywriter or marketer, expect to put the money you just saved towards a really good lawyer. Because you may just find yourself in court.Lawsuits abound in today's world. Lots of people are more than willing to sue at the drop of a hat. No one wants to think that they "know" anyone like this, but the truth is, this planet is crawling with lawsuit-happy consumers who can make your life a living hell. You may think, "Oh, I'm just a small start-up; no one would bother trying to get money out of me!" But do you know this for a fact? Even if you're miniscule now, you want to grow your business. With any luck, one day you'll be earning more than just a comfortable living. The best way to ensure your legal protection in the future is to start practicing caution today.How does this relate to your advertising, and who you hire to work for you? Every bit of written material put out by your company is a statement issued by you. If you hire someone who has little to no experience in the real world, you'd better be on top of them at all times. You'd better make sure that what they're creating for your company doesn't contain any legal "looB>95, 98, and ME users: The security offered on these platforms is insufficient for the protection of your data. The best option for these platforms would be to rely on other forms of protection, such as encryption.
Internet Security
The Internet opens up a host of security issues, but since the security problems are so prevalent there are many good solutions. We will now take a look at a few of them.
Firewalls:
Firewalls protect things called ports. Ports are what your computer uses to access the Internet. To view a webpage, for example, your computer connects to the website’s computer through port 80. Programs called Trojans can open ports on your computer and let people get into your computer and do whatever they want, including stealing passwords and credit cards. With a firewall, you can close most ports and protect your computer from Internet attacks. A firewall that I highly recommend is Zone Lab’s free firewall called ZoneAlarm. It can be found at Zone Lab’s website, http://www.zonelabs.com.
Anti-Virus software:
Ah… its name rings like poetry in my ear… but seriously, anti-virus software is seriously serious business. Seriously. No way around it, you need to be protected! Anti-virus software is not the be all end of computer security, nor was it meant to be. However, it is a major and powerful form of defense against viruses, trojans, and worms. Now let’s talk money… the universal language. Most anti-virus products cost money and a subscription cost… so check around for the best deals. However, the most prominent anti-virus software products are Norton Anti-virus (http://www.symantec.com/) and McAffee (http://www.mcafee.com). But for you people who can’t live without freebies, try AVG by Grisoft (http://www.grisoft.com/). The personal version is free… and awesome. Literally… no joke… free. Wow. Try them all and decide which one you like the best. After you have one, setup auto scan if it isn’t setup already. Okay, now you are ready! Concentrate, and become one with the force!
Spyware protection:
Spyware… that this stuff can just be plain nasty. These are the programs that discover information about you and send it to their evil masters. Beware! Danger, Will Robinson! Now, lets talk about ways to destroy them. People will have day-long arguments over which product to use, but the two main programs (both free!) are Spybot: Search and Destroy (cool name - http://www.safer-networking.org/en/index.html) and Ad-aware (http://www.lavasoftusa.com/software/adaware/). Try them both, and see which one you like.
Now for the most powerful security tool… listen carefully… this is powerful! COMMON SENSE! Firewalls, anti-virus software, and spyware protection is useless against social engineering. Social engineering is c
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