Member You - Writing and Speaking

Entrepreneurs Know the Value of Leverage
What comes to your mind when you hear the word leverage? For most people it means borrowing money or taking in investors. The term has even been popularized to the degree that it is often referred to by initials -- OPM -- other people's money.Yes, that is the most common definition and certainly one everybody understands. Using other people's money is also something most successful entrepreneurs practice. They understand how much more they can do if they can hold onto their own money and spread it wisely over several opportunities or keep it for those situations that require immediate cash. Smart entrepreneurs also know that if they have the credentials, they can bring in investors for relatively small percentages of the profits and keep the large percentages of the profits for themselves.Skilled borrowing can produce even better returns for the entrepreneur. I remember the first time I went to a bank to borrow money for a business I had just started. I knew the banker pretty well (something you should do before you need a loan) and we quickly began to talk about the terms of a loan."Art, I can make you a loan at one per cent over prime, that's the best I can do.""Prime? What's that Myron?""That's the interest rate the banking industry charges the best customers when they borrow money.""You mean like IBM and General Motors (this was a few years ago.)""That's right Art. You get the picture. Prime today is 5 1/2 percent.""So my loan will be at 6 1/2 percent, one percent more than IBM? You guys think my business is only one per cent more risky than IBM? You're crazy."So if your business will make say 25% profit on much more sales with the bank's money that it could without the bank's money, the 6 1/2 percent is pretty inexpensive. But if your business doesn't make a profit the 6 1/2 per cent could be very costly. It might be a good idea to start your leverage experience with an investor that will be happy with a percentage of the profits as opposed to a lender that wants its interest whether or not there is a profit.But mo

and when rock singer Warren Zevon died in 2003, no medical advances had been made since McQueen's death. Today, I am trying to help the Mesothelioma Advanced Research Foundation (www.marf.org) bring about more awareness to this deadly form of cancer.

McQueen's nurse, Teena Valentino, turned over to me an 800-page document of his last 99 days on earth and his specific treatment. As a reporter, you develop a sense of who's bullshitting you and who's not. Every person I interviewed who had an association with Dr. Kelley all had one thing in common-they wanted to cure cancer patients, not exploit them. Understand this as well: McQueen showed up at the Plaza Santa Maria with an unlit cigar in his mouth, so Kelley clearly had his work cut out for him. Barbara also told me that Steve had smuggled in all kinds of food that wasn't on the diet plan such as cakes, pork chops, etc. Sadly, he didn't work the program as diligently as he should have. However, I don't think it would have made a bit of difference - the mesothelioma had been working on his body for over 30 years.

How To Make Money Online Surfing From Home
The Concept Have you even been asked to come to a focus meeting to review a new product in return for a little cash? Well the same concept is now available to you online. Companies need consumers to try and review products, services, and websites and are willing to pay money to have them do so. Most of the time you're asked to do this without any compensation such as when telemarketers call your home. The internet has revolutionized the way corporations do business, you now have a tremendous opportunity to make money online surfing the internet.How You Get Paid Once you sign up for a make money online surfing site you get paid to shop and do surveys. Simply click on any of the offers on the offers page after logging in and follow the instructions. Once you have completed an offer you will be asked to click a button to indicate its completion. After it has been verified that you have completed the offer, your account will be credited accordingly.Get paid to refer people. You are paid a percentage of your referral’s earnings. For example, if you get 20% for first level referrals and you have referred 5 people who earn $20 a month, that is an extra $20 in your pocket. If you get 100 referrals earning $20 a month, that is an extra $400 you'll earn every month. Several of these sites also pay you for second level referrals (the people that your referrals refer). And some pay you for third level referrals, etc.If you want to take advantage of the referral programs, creating a blog or a website is a good idea. But you also need to promote your blog/website so people know it is there. A good way to promote your make money online surfing referral page is to post your site on traffic exchanges for free. You also want to add your sites to search engines, post to message boards, forums, and groups.How Much Money Can You Make? How much you can make is dependent on a few things such as what country you're from and how much time you're willing to devote to making money. As it is, most members have the opportunity to make more than a thousand dollars a month. E

Writer/Biographer Marshall Terrill has just released an updated version of his highly respected bio Steve McQueen: Portrait of an American Rebel, and is now working on a new Photo Book project with Steve's widow Barbara Minty, which will feature deeply personal photographs taken by Barbara during her and Steve's time together over the years 1976 to 1980.

In an exclusive interview Marshall talks with McQueenOnline about both books.

MO: Hi Marshall, thanks for talking here about your latest Steve McQueen projects. McQueen fans all over the world are always hungry for more of Steve. Even 25 years after his death, he is alive in the hearts of many people. As a writer, where do you feel the general public's interest is at with Steve, compared to, say, back in '93 when American Rebel was first published?

Marshall: When I originally wrote Portrait of An American Rebel in the early 1990s, I introduced the idea that McQueen's acting was not only ahead of its time, but his talents were greatly under appreciated, especially given the fact that he was nowhere near as confident in real life than what you saw on the screen. I think what you're seeing now is that people have embraced this concept that he was truly a remarkable one-of-a-kind talent and an iconoclast who lived by his own rules. What you're seeing today is a full-blown renaissance, much like Humphrey Bogart experienced on college campuses in the 1970s. Lets just say I'm very glad to see that this has happened because in my opinion, Steve McQueen is the greatest film actor in cinematic history. Marlon Brando is revered as the first method actor and gets a lot of kudos for that, but Brando, in my opinion, didn't have McQueen's range or natural God-given talent. Often you can see Brando acting whereas with McQueen, he inhabited his roles, meaning, you'll never catch him acting. That's perhaps the greatest compliment you can give to an actor.

Regarding the new updates to Portrait Of An American Rebel.

MO: Congratulations on the release of your revised and extended version of American Rebel. What inspired you to update the book?

Marshall: Plexus Publishing actually asked me to write an update for the book to coincide for what would have been McQueen's 75th birthday. I gladly agreed because so much has happened since the book was originally published in 1993. Chiefly, that McQueen has become an icon on the same level as James Dean, Marilyn Monroe and Elvis Presley. His image and likeness generates millions of dollars for the McQueen estate and is used to sell more than 30 different products, including a big multimillion campaign for the Ford Mustang. Trust me, it wasn't always like that.

MO: Did you interview any new people for this revised edition?

Marshall: I interviewed new people and got updates from some of the people I interviewed in the past. It was like a high school reunion of sorts. The new people I interviewed mainly were linked to Dr. William Kelley, who treated McQueen for cancer. Kelley died in 2005 and I found out he went a little nuts towards the end of his life. It seems as if Kelley was regarded as a "mad genius" by his peers, but grew increasingly paranoid as a result of the fact his alternative treatment to cancer was never accepted by the medical community. His demise will definitely intrigue McQueen fans.

MO: So you went back to your old sources?

Marshall: Yes I did, and it was a lot of fun to contact the ones who are still alive. Sadly, many of the people who I originally interviewed died. But I did catch up with Steve's karate instructor and best friend Pat Johnson; stuntman Loren Janes; former manager Hilly Elkins and former Solar partner Robert Relyea. I also had a chance to interview McQueen's last wife, Barbara Minty, who I plan to do a photo book with in the near future.

MO: For the fans that have already read American Rebel, what's new in terms of information?

Marshall: I have written a new foreword updating readers on my life, what's happened with McQueen's legend and an entirely new end chapter that updates readers on the lives of those closest to McQueen. I update readers on all of McQueen's three wives, his son Chad and his family, the death of daughter Terry McQueen and Neile's second husband, Al Toffel. The McQueen family has endured a lot of tragedy and triumph in the last decade.

MO: What were you able to learn from Barbara Minty (Steve's widow, who was with him during his illness) about Steve's battle with cancer and their involvement in the Kelley Institute's metabolic therapy program (the controversial cancer treatment Steve received)?

Marshall: I basically learned that McQueen's cancer was too far advanced for Kelley to do anything, and unfortunately for him, got the lion's share of the blame for his death. Barbara said that when McQueen found out he had cancer, he gave her a choice: live their final days in peace or fight it until the very end. Barbara told him he should fight and that's what he did. He not only fought for Barbara, but for his two kids, Terry and Chad. He was a very noble person.

MO: In the documentary Steve McQueen: The Essence of Cool, Barbara Minty states that in hindsight she would rather that she and Steve had not gone into the Kelley program. Based on your recent talks with Barbara, what would she have done differently?

Marshall: I know the reference you're talking about, but I haven't spoken in depth to Barbara about his cancer treatment. So far, we've only been talking about the good times. We will be getting together in late November/early December and perhaps we'll broach that subject. My personal opinion is this: Steve McQueen was told by American doctors he had three months to live when he was originally diagnosed with cancer. He was essentially given a death sentence. Kelley, whether you agree with his treatment to cancer or not, offered him hope. Not false hope, but hope and there's a major difference. McQueen did what he felt was right for him and I think with the wisdom of hindsight, people understand that today.

MO: Based on your research in writing both the '93 and 2005 editions of American Rebel, what are your personal views on the Kelley program?

Marshall: I think my book in 1993 took a fairly strong stance that Kelley's method to treating cancer had merit, and that wasn't a very popular stance at the time. Why did I make that stance? Because I was put in touch with a cancer survivor named Kaye, who employed the Kelley method and cured herself. (She died in 1994 but was originally diagnosed with cancer in 1973) Kaye also put me in touch with employees of Plaza Santa Maria, who I got to know on a very personal level. They never ducked the hard questions or came off as quacks. In fact, they worked with me to get me to understand how his method worked and how mesothelioma attacks the body. Mesothelioma is one of the deadliest forms of cancers and when rock singer Warren Zevon died in 2003, no medical advances had been made since McQueen's death. Today, I am trying to help the Mesothelioma Advanced Research Foundation (www.marf.org) bring about more awareness to this deadly form of cancer.

Search Engine Optimization Strategies - Improving Link Popularity
There is one thing that everyone generally acknowledges to be true and that is, page ranking and link popularity are important to a web master who wishes to increase traffic to a site. The particulars of this very general statement are taken for granted and are supposed to be obvious, when in fact, they shouldn’t be and they’re not.--- Link popularity and page rankLink popularity is different from page rank. Link popularity is the measure of the quantity and quality of links to a site. Page rank, on the other hand, is the position of a site’s page in the results of a specific keyword-based search engine query.Link popularity and page rank are related but they are not the same. Search engines have algorithms for keywords searches that would determine how high up in the results a web site is, and one of the parameters these search engines use is the web site’s link popularity. A web master would therefore want to be very popular so that the web site’s page rank is also high. On the other hand, a web site’s page rank also influences link popularity as the higher the web site’s page rank is, the more other sites are willing to link to it. A web master, therefore, would also like to attain a high page rank to increase link popularity.Link popularity and page rank are goals that web masters aim for. When a web site has many links to it, odds are high that traffic to that web site will increase. Likewise, the higher a web site’s page rank is, the higher the chance that an ordinary web surfer will visit the site.--- Increasing link popularityLink popularity has two components which are quantity and quality of links from other sites that direct traffic to the web site. Quantity is simply measured by the number of sites that link back to a web site. The more incoming links there are, the higher the link popularity.Quality is the relevance of the web site where the link is found. For instance there is one web site that sells cars and another that sells plane tickets. If there is a link from the site that sells cars to the site that sells

ral God-given talent. Often you can see Brando acting whereas with McQueen, he inhabited his roles, meaning, you'll never catch him acting. That's perhaps the greatest compliment you can give to an actor.

Regarding the new updates to Portrait Of An American Rebel.

MO: Congratulations on the release of your revised and extended version of American Rebel. What inspired you to update the book?

MO: Did you interview any new people for this revised edition?

MO: So you went back to your old sources?

MO: For the fans that have already read American Rebel, what's new in terms of information?

MO: Based on your research in writing both the '93 and 2005 editions of American Rebel, what are your personal views on the Kelley program?

Common Stock and Preferred Stock
Common stock and preferred stock is optional, yet many stockholders or investors have difficulty choosing, since the market offers a wide array of stock exchange solutions. Some of the common stock and preferred stock include the blue chip, growth stocks, secondary issue, and penny stocks and so on. The basics stocks however are the common stock and preferred stock.With any stock, the two have risks. There are cons and pros in the stocks, which you should examine carefully before investing in business stocks.What is a common stock? Corporation issues or common stocks have obvious fractions within a company. The stocks often are, influenced unswervingly by success and failures within a company. The common stock has greater risks often. You have an increased chance of making higher profit however. Common stock holders will often issue shares or else revenue based on preferred stock returns.Common stocks were, distributed from corporations with preferred stocks. Preferred stock holders agree to shares given to them by common stock holders.Preferred stock holders is in a win-win situation over the common stock holders, since the preferred will receive reimbursement back from their investments from common stock holders, especially if they company liquidates or "goes out of business." Preferred stock holders however have cons, which include fixed share imbursements. This is the set rate of returns, which common stock and preferred stock seekers should explore.Common stock and preferred stock has variants. Preferred stocks specifically give investors options in choosing classes. The classes, labeled "A, B, and C," often have changes or options in market price, dividend imbursements and restrictions. Common stock and preferred stock splits: Companies often split stocks when prices are high and no investments come in. Split stocks give you advantages, since the company will offer additional stocks in exchange of investments. The companies will dispense additional stocks to investors while declining the imbur

fun to contact the ones who are still alive. Sadly, many of the people who I originally interviewed died. But I did catch up with Steve's karate instructor and best friend Pat Johnson; stuntman Loren Janes; former manager Hilly Elkins and former Solar partner Robert Relyea. I also had a chance to interview McQueen's last wife, Barbara Minty, who I plan to do a photo book with in the near future.

MO: For the fans that have already read American Rebel, what's new in terms of information?

MO: Based on your research in writing both the '93 and 2005 editions of American Rebel, what are your personal views on the Kelley program?

Government Home Improvement Loans
The Federal Housing Administration (FHA) helps consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements.In particular, HUD's 203(k) program can help a borrower to obtain a loan. The FHA-insured 203(k) loan is provided through approved mortgage lenders nationwide and is available to persons wanting to improve or remodel a home.The down payment requirement for an owner is approximately 3% of the repair costs of the property. The interest rate and discounts on the loan are negotiable between the borrower and the lender. The government does not interfere with these negotiations. The list of participating lenders can be found at http://www.hud.gov/ll/code/llslcrit.html.The homebuyer, after selecting an FHA-approved lender, arranges for a detailed proposal showing the scope of home improvement project. An appraisal is performed to determine the value of the property both before and after renovation. If the borrower is considered a credit-worthy person, then the loan closes for an amount that will cover the cost of the improvement of the property, in addition to other closing costs. The amount of the loan will also include a contingency reserve up to twenty percent of the total remodeling costs; the contingency reserve is used to protect any extra work not included in the original project. The funds are released to the contractor during construction checks as the work is being completed. The borrower can decide to have up to six mortgage payments. To ensure completion of the work, ten percent of each payment is reserved and is paid after the lender determines that there will be no liens on the home.

Barbara Minty states that in hindsight she would rather that she and Steve had not gone into the Kelley program. Based on your recent talks with Barbara, what would she have done differently?

MO: Based on your research in writing both the '93 and 2005 editions of American Rebel, what are your personal views on the Kelley program?

Short Selling for Investors
Shorts. Let’s see. If there are shorts there must be longs. Which is best? Longs or shorts?If you are trading in the stock the stock market experts like longs better than shorts. If you are “long” that means you own stock and that is “good”. If you are short you have sold stock and that is “bad”. At least that is what Wall Street preaches. And why do they want to make you believe this and is it true? Let’s examine the facts.Today I hear stories on the financial news and there are articles in the paper that people who are “short” driving the market down. They have sold more stock than they own and this is causing the market to collapse. I even hear that Congress is trying to pass a law that will not allow people to sell short. They are blaming hedge funds who are allowed to sell short. The basic flaw in this concept is when a short sale is initiated it must be done on an up tick. That means the stock must be going up in order to make a “short” sale. No short sale may be made to pressure the market down. That is a fatal pin in the balloon of that lie.There are reasons people will make the sale of a stock. If you own it you may just need the money now or if it is going down you may not want to lose money should the downward trend continue. There is on old saying in the market – “the trend is your friend”. If you see a stock that is declining you may want to sell it first and when it declines further you will buy it back at a lower price later on. This actually puts a floor under that stock because some time in the futures you MUST buy it. Whoever is doing the shorting does not matter whether it is an individual or a hedge fund. They are actually doing two things that are both good for the market. They are providing a future buy to support the price at a lower level that keeps it from going lower and they are providing liquidity to the market.When you buy long you want it to go up so you can sell it later at a profit. When you sell short you sell it now with the idea of buying it back after it declines. Both are driven by the profit motive. How can one be good and

In the updated version of the book, I interviewed Dr. Nicholas J. Gonzalez, who was assigned by the Sloan Kettering Institute to evaluate Kelley's work. Kelley welcomed Gonzalez with open arms and gave him access to more than 10,000 medical records. He also allowed him to interview approximately 1,300 patients who were appropriately diagnosed with cancer. Gonzalez studied Kelley's method over a five-year period and found that 60 percent of Kelley's patients were cured of cancer. Now, not all of his patients lived, but a 60 percent success rate for late term cancer is phenomenal. When Gonzalez placed his findings in a monograph, he found the medical establishment would not publish it, and it sent Kelley into a tailspin. Kelley grew increasingly paranoid and in my opinion, became almost delusional. He accused Gonzalez of conspiring against him even though Gonzalez was his biggest booster. Kelley's wife also left him and he eventually lost control of his organization. Kelley then made the outrageous claim that McQueen was murdered by either the CIA or the medical establishment, who longed to see him fail. He also claimed many other organizations were out for him and it was clear that he "lost it." At one point, he was living in squalor and resorted to eating in dumpsters for food. It's sad because I truly believe Dr. Kelley was on to something. I do think he was a genius, but like all geniuses, they have that tendency to walk the tightrope between brilliance and insanity.

MO: A long time Steve McQueen fan yourself, what has been the emotional impact of writing this book, and revisiting it again?

Marshall: It was wonderful for me to revisit this territory again. I was surprised at how much I got into it because after I've written something, I have a tendency to want to push it away and say, "I'm glad I've got that out of my system." McQueen, like Elvis Presley, is one of those original characters that you can write about over and over again because they're so damn interesting and complex. I'm very happy to be able to update readers because it makes the book that much more complete.

Regarding the upcoming McQueen/Minty photo book.

MO: Since Steve's death, Barbara Minty has avoided the media. Really, she became something of a "mysterious recluse" in the minds of many of Steve's fans. Then suddenly she appeared in the new Essence of Cool documentary. For such a reclusive person this was a brave step. What do you think has inspired Barbara to open up to the public about her life with Steve?

Marshall: It's funny that you describe her as "reclusive" because Barbara is truly a warm, funny and down-to-earth person. It's easy to see why Steve loved her. Barbara doesn't seek the spotlight and never has. I don't think she's too fond of the Hollywood crowd. With that said, the reason for her resurgence is that she is now about the same as age Steve when he died and I think it's been a time of self-examination.

MO: As I understand it, you had been interested in doing a book with Barbara for quite a while, but found it to be very difficult to make the necessary contact. How did the pieces finally fall together?

Marshall: You're right, it did take a long time to get a hold of her - more than 15 years. Interestingly enough, I did contact her in 1989 when I started American Rebel. She was very nice and cordial, but said she wasn't ready to talk about Steve at that time. Mimi Friedman, who produced The Essence of Cool, put me in contact with Barbara in May of 2005, who expressed interest in doing a photo book about Steve. But Barbara didn't know who to go to. I told Mimi that I would gladly help Barbara fulfill her wish. I called a publisher who I knew had been wanting to do a McQueen book for some time, and then called Barbara to tell her he was interested. It fell into place naturally, only it took 15 years for it to happen!

MO: You've just recently met with Barbara in person. What were your first impressions?

Marshall: Actually, I've only spoken to Barbara on the phone and exchanged many e-mails. We plan on meeting in the next few weeks. So far, my impressions of her are good and I really like her. She's sweet, funny, down-to-earth and has a very unique perspective on life. Barbara has remarried and she and her husband David spend a lot of time traveling around the country in their decked out bus, visiting with friends and tending to their two homes in Montana and Western Arizona. I think she's leading the life she wants to lead and is very happy.

MO: How far have Barbara and yourself gotten with regards to the books planning?

Marshall: We've talked about the concept of the book, with me just mainly listening to her ideas. She said she wants to do a photo book that's a tribute to Steve focusing on their years together (1976-1980). She wants to tell fun and poignant anecdotes and the stories behind the photos. I think we'll be focusing just on the good days before his cancer, which is fine by me. I'm just there to carry out her vision.

MO: How many photographs did she have in her collection?

Marshall: She has more than 100 images. Many people don't know this, but Barbara is a fantastic photographer and the pictures she took are of professional quality. In my opinion, she is a professional photographer. She told Steve when they first started dating, "Wherever I go, the camera goes." Steve thankfully agreed. I say thankfully because the images are incredible. Very artistic.

MO: What was it that struck you the most about these photos? What insights did they give you into the McQueen/Minty relationship, and into the Steve of 1976-1980?

Marshall: The main thing that comes across is how at peace McQueen seemed to be in the last years of his life. As you know, he took several years off from the film industry and finally began living his life away from the camera. These aren't the Hollywood go-go years of stardom but the Steve McQueen who tinkered with his cars, motorcycles, antiques and planes. The photos have a very rustic feel and you get the sense that McQueen was very happy with Barbara and the way his life was going.

MO: Can you describe the planned textual layout of the book?

Marshall: That's something that Barbara will decide, but I have suggested something similar to Elvis by The Presleys, a recent photo book put out by Priscilla and Lisa Marie Presley. Barbara even bought a copy at my suggestion and said it's a concept she likes. One story she told me, which goes against McQueen's image, has to do with his taste in music. I asked her out of curiosity one day, "What kind of music did Steve listen to?" Her answer blew me away. "He wore out his copy of Saturday Night Fever. Every time he put it on, I said, 'Honey, c'mon, this isn't cutting it.'" Something about Steve McQueen grooving to "Stayin' Alive" is a visual I can't get out of my head. That story has to be in the book!

MO: Have you formulated a title yet?

Marshall: No title yet. I think that will come later. Titles usually don't come to me until the project is near completion. But again, I'll defer to Barbara.

MO: Do you have a projected release date at this point?

Marshall: No release date, but we do have a publisher that is ready to start in December. We're going to work very closely on this project with the publisher because he's very committed to quality. I think Barbara will take the lead and we'll just have to help her find the vision. Maybe a year. We're not going to be in a rush.

MO: Any plans for further projects with Barbara in the future?

Marshall: I recently coordinated an interview with her for a

HTTP = HTML link (for blogs, profiles,phorums):
<a href="http://www.memberyou.net/article/165384/memberyou-Exclusive-Interview---Two-New-Books-from-Steve-McQueen-Biographer-Marshall-Terrill.html">Exclusive Interview - Two New Books from Steve McQueen Biographer Marshall Terrill</a>

BB link (for phorums):
[url=http://www.memberyou.net/article/165384/memberyou-Exclusive-Interview---Two-New-Books-from-Steve-McQueen-Biographer-Marshall-Terrill.html]Exclusive Interview - Two New Books from Steve McQueen Biographer Marshall Terrill[/url]

If you expect to succeed as a professional solution provider - coach, consultant, etc., you first have to last. Just last long enough and you'll be the only person who got started when you did, who is still around.

In your search for available email servers that you can put to good use, perhaps you have entertained the notion of why not just obtain one for free (if you can) instead of paying for it? Ah yes, the most important question: where can you get free email servers that offer the best of what these mail servers have to offer in order to carry out your own purpose?

Have you heard about surveys? If not, here is an opportunity for you to know more about surveys and how to get paid to complete surveys. Surveys are of various types and depending on the time required to complete a survey, you get paid for it. Surveys are off line or online and you can enroll yourself for both types of surveys.

Tags

Links

Member You - Exclusive Interview - Two New Books from Steve McQueen Biographer Marshall Terrill

Related Articles: