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    In my 20 plus years of consulting small and medium size businesses it is rare that I find a business with a financial plan that is being monitored. Most financial plans are generated to obtain a bank loan and once that purpose is served the plan usually finds its way to the lower bottom draw of the owner
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    to obtain a bank loan and once that purpose is served the plan usually finds its way to the lower bottom draw of the owne
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    an usually finds its way to the lower bottom draw of the owner’s desk to collect dust.

    The other day I had an occasion to check one of these plans out with a client whose business was in trouble and sure enough, most everything in the plan had been ignored. If only part of the plan had been follow

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