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    Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

    1. What are you goals?
    2. How long to you plan on staying in the home?
    3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
    4. Are you self employed?
    5. Do you work on commissions?
    6. Do you or your spouse plan t
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      You have seen the Commercials on TV go this or that web Site and Refinance your Home and Save thousands. Tempting isn't it? Do they really save you money?

      But what if you need help or Advice? What if you have questions? Can an online Internet Robot Design a Mortgage Plan customized for your unique situation.

      Here are 6 Reasons why a Financial Service Professional is better then those online Internet Robots

      1 - Loan Maize

      Their are hundreds of loan Types and Terms. Which is best for you? Before you go to the Internet learn a little about the loan Maize. Here is just a partial list of terms involved in the Maize.

      First you Pick the Loan Length

      1. Less then 15 Years
      2. 15 Year
      3. 20 Year
      4. 30 Year
      5. More then 30 Years

      Next Pick the Loan Type

      1. First Trust Deed
      2. Second Trust Deed
      3. Home Improvement
      4. Reverse Mortgage
      5. Inverse Mortgage
      6. Bi-Weekly Mortgage
      7. Debt Consolidation
      8. FHA
      9. VA

      Now Mix and Match from some loan Terms

      1. Fixed Rates
      2. 30 due in 5
      3. 30 due in 7
      4. Fixed for 3 then Adjusts
      5. Buy Downs
      6. Arms
      7. Steps
      8. Interest Only
      9. Fully Amortized
      10. Ballons
      11. Full Doc
      12. Negative Amortization ARM
      13. No Doc
      14. Limited Doc
      15. No Income Qualifier
      16. No Credit Qualifier
      17. No Nos
      18. PrePay

      Does Your Adjutable Loan have

      1. Life Caps?
      2. Monthly Caps?
      3. Yearly Caps?
      4. Index?
      5. Which Index Libor or Cost of Funds?
      6. Whats The Spread?
      7. 5 Year Adjustments

      Are You sure you want to do this yourself?

      2 - LifeStyle

      Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

      1. What are you goals?
      2. How long to you plan on staying in the home?
      3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
      4. Are you self employed?
      5. Do you work on commissions?
      6. Do you or your spouse plan to
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        >

        1 - Loan Maize

        Their are hundreds of loan Types and Terms. Which is best for you? Before you go to the Internet learn a little about the loan Maize. Here is just a partial list of terms involved in the Maize.

        First you Pick the Loan Length

        1. Less then 15 Years
        2. 15 Year
        3. 20 Year
        4. 30 Year
        5. More then 30 Years

        Next Pick the Loan Type

        1. First Trust Deed
        2. Second Trust Deed
        3. Home Improvement
        4. Reverse Mortgage
        5. Inverse Mortgage
        6. Bi-Weekly Mortgage
        7. Debt Consolidation
        8. FHA
        9. VA

        Now Mix and Match from some loan Terms

        1. Fixed Rates
        2. 30 due in 5
        3. 30 due in 7
        4. Fixed for 3 then Adjusts
        5. Buy Downs
        6. Arms
        7. Steps
        8. Interest Only
        9. Fully Amortized
        10. Ballons
        11. Full Doc
        12. Negative Amortization ARM
        13. No Doc
        14. Limited Doc
        15. No Income Qualifier
        16. No Credit Qualifier
        17. No Nos
        18. PrePay

        Does Your Adjutable Loan have

        1. Life Caps?
        2. Monthly Caps?
        3. Yearly Caps?
        4. Index?
        5. Which Index Libor or Cost of Funds?
        6. Whats The Spread?
        7. 5 Year Adjustments

        Are You sure you want to do this yourself?

        2 - LifeStyle

        Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

        1. What are you goals?
        2. How long to you plan on staying in the home?
        3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
        4. Are you self employed?
        5. Do you work on commissions?
        6. Do you or your spouse plan t
          Successfully Advertising Online
          Advertising online.It is getting bigger and bigger. With so many businesses converting to the internet and so many people now making money online, advertising online has become a HUGE business. Everyone is fighting for top spots of search engines through SEO and buying spots with google. There are so many ways to advertise online nowadays. So which methods are effective? I will show you what has worked for me.The first method I use is opt-in e-mailing with a group mai
        7. Second Trust Deed
        8. Home Improvement
        9. Reverse Mortgage
        10. Inverse Mortgage
        11. Bi-Weekly Mortgage
        12. Debt Consolidation
        13. FHA
        14. VA

        Now Mix and Match from some loan Terms

        1. Fixed Rates
        2. 30 due in 5
        3. 30 due in 7
        4. Fixed for 3 then Adjusts
        5. Buy Downs
        6. Arms
        7. Steps
        8. Interest Only
        9. Fully Amortized
        10. Ballons
        11. Full Doc
        12. Negative Amortization ARM
        13. No Doc
        14. Limited Doc
        15. No Income Qualifier
        16. No Credit Qualifier
        17. No Nos
        18. PrePay

        Does Your Adjutable Loan have

        1. Life Caps?
        2. Monthly Caps?
        3. Yearly Caps?
        4. Index?
        5. Which Index Libor or Cost of Funds?
        6. Whats The Spread?
        7. 5 Year Adjustments

        Are You sure you want to do this yourself?

        2 - LifeStyle

        Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

        1. What are you goals?
        2. How long to you plan on staying in the home?
        3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
        4. Are you self employed?
        5. Do you work on commissions?
        6. Do you or your spouse plan t
          Internet Shopping Up Again!
          Shopping on the internet has been increasing every year over the last five years, a new survey predicts another busy year for internet shopping in the UK. According to the results of an online survey of 3,012 shoppers by PriceGrabber.com, this Christmas shopping season promises to be the busiest yet for internet shopping.We thought you may be interested to see what fellow internet shoppers are up to and why, or just enjoy the amusement value!Key findings- The averag
          ve Amortization ARM
        7. No Doc
        8. Limited Doc
        9. No Income Qualifier
        10. No Credit Qualifier
        11. No Nos
        12. PrePay

        Does Your Adjutable Loan have

        1. Life Caps?
        2. Monthly Caps?
        3. Yearly Caps?
        4. Index?
        5. Which Index Libor or Cost of Funds?
        6. Whats The Spread?
        7. 5 Year Adjustments

        Are You sure you want to do this yourself?

        2 - LifeStyle

        Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

        1. What are you goals?
        2. How long to you plan on staying in the home?
        3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
        4. Are you self employed?
        5. Do you work on commissions?
        6. Do you or your spouse plan t
          Ezines as Opt In List Builders
          If you are trying to up your number of subscribers, an ezine is a good way to go. Creating an interesting, informative ezine isn?t hard to do and it goes a long way toward building trust as well as your opt in list.An ezine gives you a way to make sure your name stays fresh in your subscriber?s mind. By providing him or her with constant information, you build trust, which is vital when you are trying to sell something to someone else. A trustworthy webmaster will always earn mor
          le

          Does the Internet Robot Understand your Needs? Any of the below questions can dramatically effect the type of loan that is best for you.

          1. What are you goals?
          2. How long to you plan on staying in the home?
          3. What are your future earnings going to look like? (Will they go up, Down, Remain the Same)
          4. Are you self employed?
          5. Do you work on commissions?
          6. Do you or your spouse plan to stop/Start work in the Near Future?

          What if you have slight credit problems? What if you are self employed and you have hard to prove income? How do you explain that to the Internet Robot. What if you want to buy rental property or a vacation home?

          3 - Forms

          Forms and Fine Print do you really want to trust all that to the Internet. What if you have questions about which forms you need or don't need or why you need a form?

          4 - Headaches

          Will the Internet Robot handle Problems with appraisers, Title Officers, Loan Documents? Will the Internet Robot chase down, VODs, VOE, VOMs and what are they anyway?

          5 - Overall Plan

          You got your loan now what? If you refinanced and lowered your payment do you want to run to the mall and casino every month and just throw away your savings every month? Perhaps you want help designing a plan to help you with some of the following

          1. Fund a Retirement Plan
          2. Create an Education Fund for your Children and GrandChildren
          3. Buy Life insurance
          4. Set Up an Emergency Fund
          5. Consolidate Bills

          6 - Periodic Review

          As your situation changes your needs change. The loan that was best for you last year or 5 years ago may not be best for you now. Does that Internet Robot offer you a periodic review.

          What You really want is a Financial Service Professional who has access to all the same programs as services as that Internet Robot. Who will work with you to understand your needs and goals. Someone you know and Trust. Someone who lives around the Corner or Right across the bridge. If You live in St Louis MO do you want to work with someone on the W

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