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Member You - Home Mortgage Refinancing - What To Watch Out For
Let Your Beautiful Story Get You Profitable Results
I’ve dealt with a few criticisms about including my personal story on my website, but more importantly, for every skeptic I’ve had at least 10 people tell me how much they admire what I share and how it resonates with them (and those folks usually end up coaching with me). So why share your personal story? Because it’s going to be one of the fastest, most genuine ways to connect wit
hile the above may seem like an open and shut case of "do it or youI’ve dealt with a few criticisms about including my personal story on my website, but more importantly, for every skeptic I’ve had at least 10 people tell me how much they admire what I share and how it resonates with them (and those folks usually end up coaching with me). So why share your personal story? Because it’s going to be one of the fastest, most genuine ways to connect wit
Why Can't I Get an Interest Rate Like Those TV Ads?
We all see them every day, those ads for 4 point this or 5 point that interest rates. Unfortunately many, probably most Americans would not qualify for these. Mostly they are for people with perfect credit or just teasers to just get you in the door. Have you paid any attention to the fine print in the ad? Well for starters, it's so small that no one could possibly read them. Even it the p
Oh, the joys of being a home owner. You finally get that great fixed rate 30 year mortgage at 8.5% and 2 years later...Interest rates plummet. Mortgages are now going for 5.25% and suddenly your 8.5% rate doesn't look so good.We all see them every day, those ads for 4 point this or 5 point that interest rates. Unfortunately many, probably most Americans would not qualify for these. Mostly they are for people with perfect credit or just teasers to just get you in the door. Have you paid any attention to the fine print in the ad? Well for starters, it's so small that no one could possibly read them. Even it the p
Welcome to refinancing hell.
While the above may seem like an open and shut case of "do it or you'
Invite the Media to Tell Your Story
People often ask me how I managed to get a major newspaper like The New York Times to write my story. My response is, "Nineteen years of growing a successful business." You have to lay the groundwork before you can expect national media attention. The heavy hitters won't call you until your name is well known in your industry.It took me 19 years to build the kind of professional pre
ed rate 30 year mortgage at 8.5% and 2 years later...Interest rates plummet. Mortgages are now going for 5.25% and suddenly your 8.5% rate doesn't look so good.People often ask me how I managed to get a major newspaper like The New York Times to write my story. My response is, "Nineteen years of growing a successful business." You have to lay the groundwork before you can expect national media attention. The heavy hitters won't call you until your name is well known in your industry.It took me 19 years to build the kind of professional pre
Welcome to refinancing hell.
While the above may seem like an open and shut case of "do it or you
How Interest Rates are Determined
It's important to know how much interest you earn on your savings. This helps you to project where your financial standing is in the future. This is often necessary, as in saving for retirement. It's a good idea to understand how financial institutions determine their interest rates.There are so many factors that affect interest rates. The Federal Reserve lowers and raises the short
plummet. Mortgages are now going for 5.25% and suddenly your 8.5% rate doesn't look so good.It's important to know how much interest you earn on your savings. This helps you to project where your financial standing is in the future. This is often necessary, as in saving for retirement. It's a good idea to understand how financial institutions determine their interest rates.There are so many factors that affect interest rates. The Federal Reserve lowers and raises the short
Welcome to refinancing hell.
While the above may seem like an open and shut case of "do it or you
Profitability And Stock Turn Rate
The inventory of the typical store represents the largest single element of its total assets. The sale of goods from this inventory is the merchant's chief source of operating profit. Thus, the way in which this merchandise investment is put to work is of utmost importance in achieving a profitable operation.To illustrate, a retailer may carry an average retail inventory of $200,0
ate doesn't look so good.The inventory of the typical store represents the largest single element of its total assets. The sale of goods from this inventory is the merchant's chief source of operating profit. Thus, the way in which this merchandise investment is put to work is of utmost importance in achieving a profitable operation.To illustrate, a retailer may carry an average retail inventory of $200,0
Welcome to refinancing hell.
While the above may seem like an open and shut case of "do it or you
New Realities for E-Mail Marketing
Spam e-mail is no longer the mild irritant it once was - it's clogging corporate networks and ISP mail servers and has become a real productivity drain, forcing corporate and consumer e-mail users to spend 20-30 minutes a day dealing with this deluge of junk! According to recent figures, unsolicited bulk e-mail now makes up to 36% of all e-mail, up from under 8% just over a year ago. And,
hile the above may seem like an open and shut case of "do it or you're nuts not to" it isn't always that simple. There's a ton of fine print, traps, hidden costs and the mortgage itself. Sometimes refinancing makes sense and sometimes it can blow up in your face if you're not careful. When refinancing your mortgage you basically hav
Spam e-mail is no longer the mild irritant it once was - it's clogging corporate networks and ISP mail servers and has become a real productivity drain, forcing corporate and consumer e-mail users to spend 20-30 minutes a day dealing with this deluge of junk! According to recent figures, unsolicited bulk e-mail now makes up to 36% of all e-mail, up from under 8% just over a year ago. And,
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