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    It is no secret that many people have been taking advantage of the recent record low interest rates to refinance their homes at more favorable rates. There are a number of excellent reasons for refinancing a home, but there are a number of important things to consider before taking the plunge.

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    of the recent record low interest rates to refinance their homes at more favorable rates. There are a number of excellent reasons for refinancing a home, but there are a number of important things to consider before taking the plunge.

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    omes at more favorable rates. There are a number of excellent reasons for refinancing a home, but there are a number of important things to consider before taking the plunge.

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    nt reasons for refinancing a home, but there are a number of important things to consider before taking the plunge.

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    People refinance their homes for many reasons, but chief among them of course is the desire for a lower interest rate and a lower monthly payment. In some cases the homeowner may even be able to shorten the length of the mortgage loan th

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