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    Annuities have been with us for a very long time. Actually they date to the revolutionary times when Benjamin Franklin used annuities to help the Cities of Philadelphia and Boston provide funds for their citizenry. The last of these annuities lasted until 1991 when the City of Boston finally cashed it i
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    a short sale if you play your hand right. A short sale involves selling the home to you at a price less than what the owner

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