e snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats woulDo you consider your typical day to be full of important financial transactions? Are you amazed by the “hype” surrounding the endless discussions on identity theft? Then, if so, you need to wisen up to this important crime and begin to understand the importance of the financial transactions you rely on every day of the week.

It’s 8am. Time for work and you drive to the nearest gas station to fill up. Out comes your charge card. Stopping at the nearby restaurant (you also stop there with friends for lunch) you purchase a hearty meal paid for by check. As the day wears on you purchase a newspaper, some candy and a few cups of coffee from the office vending machine (it is then that you realise that you need extra cash from the local ATM).

As you arrive home, your spouse presents you with your almost-overdue tax bill that requires immediate payment and as you glance at your bank statement you check to make sure your monthly mortgage has been paid. And, yes, the insurance for the house and car have been taken care of as well. Feeling in need of a pick-me-up, you book tickets for an expensive show that evening and for the fancy restaurant afterwards – both paid for with your charge card. With that all done, you give your son some money for new training shoes and later that evening pay your babysitter for her good work.

Now, consider that your identity has been stolen. And, let’s assume the worst has happened. There would be no car to fill up with non-existent gas. No expensive snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats would

nearest gas station to fill up. Out comes your charge card. Stopping at the nearby restaurant (you also stop there with friends for lunch) you purchase a hearty meal paid for by check. As the day wears on you purchase a newspaper, some candy and a few cups of coffee from the office vending machine (it is then that you realise that you need extra cash from the local ATM).

As you arrive home, your spouse presents you with your almost-overdue tax bill that requires immediate payment and as you glance at your bank statement you check to make sure your monthly mortgage has been paid. And, yes, the insurance for the house and car have been taken care of as well. Feeling in need of a pick-me-up, you book tickets for an expensive show that evening and for the fancy restaurant afterwards – both paid for with your charge card. With that all done, you give your son some money for new training shoes and later that evening pay your babysitter for her good work.

Now, consider that your identity has been stolen. And, let’s assume the worst has happened. There would be no car to fill up with non-existent gas. No expensive snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats woul

p>As you arrive home, your spouse presents you with your almost-overdue tax bill that requires immediate payment and as you glance at your bank statement you check to make sure your monthly mortgage has been paid. And, yes, the insurance for the house and car have been taken care of as well. Feeling in need of a pick-me-up, you book tickets for an expensive show that evening and for the fancy restaurant afterwards – both paid for with your charge card. With that all done, you give your son some money for new training shoes and later that evening pay your babysitter for her good work.

Now, consider that your identity has been stolen. And, let’s assume the worst has happened. There would be no car to fill up with non-existent gas. No expensive snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats woul

and for the fancy restaurant afterwards – both paid for with your charge card. With that all done, you give your son some money for new training shoes and later that evening pay your babysitter for her good work.

Now, consider that your identity has been stolen. And, let’s assume the worst has happened. There would be no car to fill up with non-existent gas. No expensive snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats woul

e snacks or lunches, restaurants or theatres. The new training shoes would have to wait (better to buy used?) and that tax bill would require some further negotiations. The mortgage and insurance policies would need to be cancelled or modified and while you are in postponement mood, tell your spouse and family that all birthdays, Christmases, holidays and special treats would have to be severely curtailed until your “unexpected” debts are cleared.

Oh, there will be no need for the babysitter …