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    Credit Card Machine Buying Tips
    The credit card is preferred by most people when paying for purchases and services because of its safety, security and ease of use. The use of credit cards is growing exponentially fueled by the growth of e-commerce and the increasing usage of credit cards in business-to-business transactions. Accepting credit cards in a business has many advantages. Not only will it help expand your consumer base, it will also provide an easier and more convenient alternative to paying by cash or check. When you accept credit cards, funds can be transferred to your bank account as soon as possible. If you are planning to sell online, accepting credit cards is a necessity.Credit card processing equipments essential to any business, especially in today’s fast-paced lifestyle. In whatever business, the explodi

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the r

    Tax Tips for 2006 - This Will Shock You
    While 90% of the U.S. population is bemoaning the quickly approaching April 15th tax deadline, I am waiting for my gift from the IRS. I big fat refund. How you ask? I take advantage of the one last tax shelter available to the average person. Before I tell you my best tax tips for 2006, I'd like you to be aware of a couple of things.First, do you realize that what you pay in taxes each year is your number one expense?! In fact, the average employee works the first five months of the year for Uncle Sam for free. How does that make you feel about going to work January through May?Second, most people think the way to have more income is to get another job. Adding a second "job" to increase your family's income is in most cases a bad idea. Especially, if it pushes yo
    One of the most common issues that comes up for business owners is procrastination -wasting time, putting obstacles in the way of taking action towards goals, making excuses for delays, creating confusion/ ‘busyness’ etc. Procrastination is a self-defeating behavior.

    As human beings, we are adept at creating convincing language that allows us to rationalize taking specific action or not taking action. We become masterful in presenting a logical sounding viewpoint that successfully defends our position to procrastinate. In this way, we give ourselves permission to step into avoidance, despite the results we say we want!

    Having a game plan with action steps can foster procrastination. Over time we develop an automatic patterned response to change, convinced that what we are doing is moving us forward. In reality, we’re just playing the same old game, creating the illusion of moving forward. Bottom line – get real by getting honest with yourself.

    As a small business owner do you:

    1. Keep saying you’re going to do something and don’t follow through? Saying one thing and doing something else? The intended action continues to exist in the future as a goal, always out of reach without being fully actualized. The dangling carrot.

    2. Prioritize other things first before you can get to what you say you really want? Somehow the starting time keeps getting pushed back. Are you a yesbutter? Yes, I want this but.. Yes I’m excited to get going on this, but… yes but…, yes but

    3. Overextend (over commit) so much of your time you never quite get to some things because you’re too busy? Some people think scheduling is just a time management problem. In actuality, it’s about making better decisions in how you allocate your time. What do you always manage to fit in despite all the busyness?

    I could go on citing examples.

    Working with more than 1500 people over the last 17 years, I have often found fear at the root of procrastination. Fear of failure/success, change, unknown, can be power-full drivers to avoid taking action. The first hurdle to address may be in recognizing patterns of procrastination. People can become so proficient in rationalizing avoidance they lack the clarity to see the creative forms of this behavior. Furthermore; self-defeating behavior is caused by self-defeating attitudes. Identifying internal attitudes and assumptions is a key element in fully dismantling self-defeating behavior.

    Common objections to justify procrastination:

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the ri

    Passing On Credit Card Processing Costs
    I recently spoke with a retail merchant who told me that she was not too concerned about the fees that we assess. While I was detailing all relevant rates, she asked me a very interesting question: “How much do you think that I should charge my customers to make up for my credit card processing costs?” She added, “I would like to charge a surcharge.”I had an instant flashback to the time I placed a food order with a pizzeria. When I walked into the restaurant, the aroma whetted my appetite. Immersed in the beckoning scent, I barely heard the cashier when he told me that the bill was “$24.95.” Upon seeing my credit card, however, the cashier rang up “$26.50.” At the risk of appearing frugal, I did not question this action – only taking notice that it was blatantly unfair. Apparently, the rest
    /p>

    Having a game plan with action steps can foster procrastination. Over time we develop an automatic patterned response to change, convinced that what we are doing is moving us forward. In reality, we’re just playing the same old game, creating the illusion of moving forward. Bottom line – get real by getting honest with yourself.

    As a small business owner do you:

    1. Keep saying you’re going to do something and don’t follow through? Saying one thing and doing something else? The intended action continues to exist in the future as a goal, always out of reach without being fully actualized. The dangling carrot.

    2. Prioritize other things first before you can get to what you say you really want? Somehow the starting time keeps getting pushed back. Are you a yesbutter? Yes, I want this but.. Yes I’m excited to get going on this, but… yes but…, yes but

    3. Overextend (over commit) so much of your time you never quite get to some things because you’re too busy? Some people think scheduling is just a time management problem. In actuality, it’s about making better decisions in how you allocate your time. What do you always manage to fit in despite all the busyness?

    I could go on citing examples.

    Working with more than 1500 people over the last 17 years, I have often found fear at the root of procrastination. Fear of failure/success, change, unknown, can be power-full drivers to avoid taking action. The first hurdle to address may be in recognizing patterns of procrastination. People can become so proficient in rationalizing avoidance they lack the clarity to see the creative forms of this behavior. Furthermore; self-defeating behavior is caused by self-defeating attitudes. Identifying internal attitudes and assumptions is a key element in fully dismantling self-defeating behavior.

    Common objections to justify procrastination:

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the r

    Free Business Grants
    Several free business grants are provided by the government for the business-minded person. If you think you have a profitable business or that your business needs additional funding for expansion then several free business grants are available to cater to your financial needs.One of these free business grants is the program of The Department of Homeland Security (DHS). This free business grants program by DHS seeks innovative ideas and inventions on security-related products. The award for those who will successfully hurdle the competition is $100,000 for six months to fund research that will prove the scientific, technical and commercial value of their concept. If DHS approves of their ideas, the companies can expect a two-year $750,000 free business grants to be spent on making functio
    /p>

    2. Prioritize other things first before you can get to what you say you really want? Somehow the starting time keeps getting pushed back. Are you a yesbutter? Yes, I want this but.. Yes I’m excited to get going on this, but… yes but…, yes but

    3. Overextend (over commit) so much of your time you never quite get to some things because you’re too busy? Some people think scheduling is just a time management problem. In actuality, it’s about making better decisions in how you allocate your time. What do you always manage to fit in despite all the busyness?

    I could go on citing examples.

    Working with more than 1500 people over the last 17 years, I have often found fear at the root of procrastination. Fear of failure/success, change, unknown, can be power-full drivers to avoid taking action. The first hurdle to address may be in recognizing patterns of procrastination. People can become so proficient in rationalizing avoidance they lack the clarity to see the creative forms of this behavior. Furthermore; self-defeating behavior is caused by self-defeating attitudes. Identifying internal attitudes and assumptions is a key element in fully dismantling self-defeating behavior.

    Common objections to justify procrastination:

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the r

    Why Can You Expect to Improve Your Effectiveness by 20 Times?
    Some people make things happen, some watch while things happen, and some wonder what happened.― AnonymousA 2,000 percent solution is any method of accomplishing what your organization does now with zero-to-four percent of the current time and resources, or accomplishing an increase of 20 times in results while employing the same or fewer resources. A combination of those results can also be a 2,000 percent solution.When first creating a 2,000 percent solution, many people report discovering that their solution could have been implemented at any time during the prior 50 years. But no one had. Why is that?Here's a story that helps explain such delays. An executive works in a business where 95 percent of the ingredients were once discarded at the end of the production
    an 1500 people over the last 17 years, I have often found fear at the root of procrastination. Fear of failure/success, change, unknown, can be power-full drivers to avoid taking action. The first hurdle to address may be in recognizing patterns of procrastination. People can become so proficient in rationalizing avoidance they lack the clarity to see the creative forms of this behavior. Furthermore; self-defeating behavior is caused by self-defeating attitudes. Identifying internal attitudes and assumptions is a key element in fully dismantling self-defeating behavior.

    Common objections to justify procrastination:

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the r

    Opening a Dollar Store - Know and Learn From Your Competition
    Are you considering the possibility of opening a dollar store? If so, then learn everything possible from your competitors. Spend a little time examining the competition before, during and after you conduct your grand opening event. Visit direct competitors as well as stores that will overlap with your store for customers.Learn what your direct competitors are doing. Start with competitors in the immediate area of your store. Then work your way away from your store in an ever-increasing area. Be sure to include well known and larger stores even if they are well away from your operation. These bigger players can have a huge impact on you when you are opening a dollar store.Find out about products that are carried, special promotions that might be going on, methods for displaying merch

    1. I can't! I'm too fearful! I'm not strong enough! Is that really true? (Or is this your drama?) Can’t??? Try won’t – life is about making choices.

    2. I can't afford to! How often do you use money as an excuse to deny having something you need? Is there a cost to you to NOT take action? If there is a cost, at what point is the cost too high a price to pay? Consider short/long term value for a questionable investment.

    3. I don't have time! How much time is needed to take one step? What changes can you make to open up some time?

    4. Now is not a good time! It’s not the right time! When is? What would the right time look like?

    5. I'm not ready! What needs to change for you to become ready? What does being ready look like?

    6. It's too hard/too big! What smaller steps or ways of looking at it will make it more manageable/attainable? What support/help is available?

    Procrastination means you never have to commit to an action make a mistake, fail/succeed, take a stand on reaching a goal (take responsibility to make things happen) change your life or yourself. You may make some progress, but continue to hold yourself back. Progress occurs at a controlled, manageable pace, enough to keep you interested and wanting more - but always short of reaching your heart’s full desire.

    Are you a procrastinator? How is procrastination impacting your business success?

    Consider the following questions:

    • What are the mechanisms/reasons/excuses you use to block your success? – i.e. over-promising and under-delivering, time management, poor marketing, negative self-talk?
    • What do you tell yourself (and others) to make your procrastinating behavior, okay?
    • Have you really made the decision to be successful?
    • What beliefs do you have about success? Are they true?
    • How will your life change if you change this behavior?
    • Who will you become if you change this behavior?

    In the book, Get Out Of Your Own Way, the authors, Mark Goulston, MD., and Philip Goldberg say “ There are, of course, many reasons why people procrastinate: self-doubt, boredom, fear of failure, the feeling of being unready or unprepared and so on. But these feelings by themselves don’t necessarily lead to procrastination. Often, what tips the scales is going through them alone, with no one to help you, bolster you, or cheer you on.”

    How to stop procrastinating

    1. The first step is to make a decision to have the success you want. Say “yes!”

    2. Then create the vision you want in detail – paint a picture that excites you to move towards achieving that result. You must have a good marketing/business plan!!!! This is your road map to success.

    3. Begin identifying your action steps and break them down into small steps with timelines.

    4. Design a defensive strategy to deal with your procrastination. Define concrete actions. ie. You have warm business leads but don’t make the calls. One suggestion – make it a game so that making calls might be fun. Be creative.

    5. If you’re a solo-entrepreneur being a part of a network is critical so you don’t

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