your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do n

Did you know?

• The fastest growing group of bankruptcy filers is those 25 and younger.

• 91% of young people believe they should save, yet the vast majority of them considered themselves to be spenders.

• The weekly (median) earnings of part-time workers age 16-19 is $108 and very little of that is being saved.

Young people believe saving money is good, but the vast majority does not save. Why? They have not learned the how’s and why’s of saving. They have not been taught the benefits of saving. For example, they do not know that if they would save $200 a month for 40 years, total accumulation (with an annual growth rate of 9%) would be $850,000!

Start saving when you earn your first dollar. Start learning how to save! Start teaching your child how to save. It is never too early to start. It is never too early to learn how to become a success by saving money.

With all the hoopla about saving and investing, with the thousands of books, seminars, teaching aids and “financial teachers,” why are Americans not saving money? Why aren’t our children saving money? Is it because their peers are spending money to buy new things and feel they need to keep up? Is it a lack of example from older siblings, parents and other role-models? Maybe there isn’t a lot of excitement in saving a few cents. Are our children just following the examples they see every day? Are you shaping and teaching your children to be savers or spenders—a John Frugal or a William Spendall?

If you desire to teach your children to save, to help them down the path of financial and life success, you need to emulate the strengths of saving by leading by example. Our personality—whether we are a saver or a spender—affects our ability to save. Saving money is more about changing your lifestyle and personality than it is learning the numbers and know-how of saving. Saving your way to success is 80 percent behavior and 20 percent knowledge.

Your children, possibly, aren’t learning the basics of saving and finance as they are many other things in life, such as their ABC’s. Help your children grow into savers and successful individuals as they grow-up—teach them saving is the key to success!

How do you get your kids to become savers? By teaching it to them. Use the lessons from Saving Your Way to Success. Lead by example. Emulate the positive benefits of saving. Teach the basics of saving just like you would their ABC’s, values, math, or riding a bike. Saving money will become engrained into their mind and they will become saving—success orientated. They will know all the benefits and will have no desire to spend their way into debt. They will live as a John Frugal and not a William Spendall.

Saving should be a part of your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do no

!

Start saving when you earn your first dollar. Start learning how to save! Start teaching your child how to save. It is never too early to start. It is never too early to learn how to become a success by saving money.

With all the hoopla about saving and investing, with the thousands of books, seminars, teaching aids and “financial teachers,” why are Americans not saving money? Why aren’t our children saving money? Is it because their peers are spending money to buy new things and feel they need to keep up? Is it a lack of example from older siblings, parents and other role-models? Maybe there isn’t a lot of excitement in saving a few cents. Are our children just following the examples they see every day? Are you shaping and teaching your children to be savers or spenders—a John Frugal or a William Spendall?

If you desire to teach your children to save, to help them down the path of financial and life success, you need to emulate the strengths of saving by leading by example. Our personality—whether we are a saver or a spender—affects our ability to save. Saving money is more about changing your lifestyle and personality than it is learning the numbers and know-how of saving. Saving your way to success is 80 percent behavior and 20 percent knowledge.

Your children, possibly, aren’t learning the basics of saving and finance as they are many other things in life, such as their ABC’s. Help your children grow into savers and successful individuals as they grow-up—teach them saving is the key to success!

How do you get your kids to become savers? By teaching it to them. Use the lessons from Saving Your Way to Success. Lead by example. Emulate the positive benefits of saving. Teach the basics of saving just like you would their ABC’s, values, math, or riding a bike. Saving money will become engrained into their mind and they will become saving—success orientated. They will know all the benefits and will have no desire to spend their way into debt. They will live as a John Frugal and not a William Spendall.

Saving should be a part of your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do n

xamples they see every day? Are you shaping and teaching your children to be savers or spenders—a John Frugal or a William Spendall?

If you desire to teach your children to save, to help them down the path of financial and life success, you need to emulate the strengths of saving by leading by example. Our personality—whether we are a saver or a spender—affects our ability to save. Saving money is more about changing your lifestyle and personality than it is learning the numbers and know-how of saving. Saving your way to success is 80 percent behavior and 20 percent knowledge.

Your children, possibly, aren’t learning the basics of saving and finance as they are many other things in life, such as their ABC’s. Help your children grow into savers and successful individuals as they grow-up—teach them saving is the key to success!

How do you get your kids to become savers? By teaching it to them. Use the lessons from Saving Your Way to Success. Lead by example. Emulate the positive benefits of saving. Teach the basics of saving just like you would their ABC’s, values, math, or riding a bike. Saving money will become engrained into their mind and they will become saving—success orientated. They will know all the benefits and will have no desire to spend their way into debt. They will live as a John Frugal and not a William Spendall.

Saving should be a part of your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do n

in life, such as their ABC’s. Help your children grow into savers and successful individuals as they grow-up—teach them saving is the key to success!

How do you get your kids to become savers? By teaching it to them. Use the lessons from Saving Your Way to Success. Lead by example. Emulate the positive benefits of saving. Teach the basics of saving just like you would their ABC’s, values, math, or riding a bike. Saving money will become engrained into their mind and they will become saving—success orientated. They will know all the benefits and will have no desire to spend their way into debt. They will live as a John Frugal and not a William Spendall.

Saving should be a part of your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do n

your child’s growth. Saving can teach responsibility, morals, integrity, duty and endeavor. Teach your children to be responsible with their money. Teach that excessive spending can lead them down the road to disaster. As a child grows and learns math, English and history from school, and morals and manners from home, teach the value of savings as well.

Teach your children the value of saving. As a parent, you must teach your children to save so someday each child will become a success through saving. No one else is going to teach them. They will more than likely not learn how to save money at school, and they certainly will not learn about saving from most of their peers. If you do not teach them, who will? It is your responsibility. You have only one chance in each of your children’s lives—when he or she is a child. Let me repeat this: you have only one chance to teach your child the power of saving; that is, when your child is a child.

You can learn more about teaching children to save at http://www.savingyourwaytosuccess.com