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    Writing Grant Proposals that Win is Just the Beginning
    When I wrote my first grant proposals, I sat in my classroom brainstorming-- alone. I’d peruse the latest grant application and dream up appropriate, but complicated, enrichment activities for our students. Saturday programs, life skills sessions, and excursions to Broadway would be the panaceas to transform the lives of young adults with disabilities.When I won grants for such projects, I beca
    old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for br

    Marketing to Sell Products - What to Look for in a Strategic Marketing Company
    When firms seek to sell products, some part of the process makes them wonder if they could benefit from the help of a professional marketing firm. In fact, just recently the following companies came to me searching for a marketing company:1. A group marketing foreign real estate projects (Costa Rica). 2. A company selling interactive greeting cards in the US and Canada. 3. A busine
    Saving money isn't that hard when you take a frugal approach to it.

    I know that the words "saving" and "frugal" don't bring the happiest thoughts to your mind. And that is the number one reason you aren't able to save any money. You have the wrong attitude. It is surprising how easy it is to change your attitude.

    When you succeed at saving money, you are helping yourself. Keep you goals at the top of your priorities. When you have a budget and live frugally, you don't have less, you have more. It is all about having more money. Not less.

    I know that personally, my biggest challenge is wanting more. It is something that is hard to fight. We are saturated by advertising. We see new and more expensive things all around us. Many of us struggle with issues surrounding shopping and acquiring. I have the fear of being without something I need, so I buy everything I might use someday. I have to constantly remind myself that if I don't buy it now, I will have the money to buy it later. It is in the attitude. You can change it.

    One of the easiest ways to start saving is to cut down how much you have to buy. You can stretch things out a bit. Use less cleaning supplies and soaps by diluting them with water. Save scraps and reuse old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for bre

    Small Business Credit and Small Business Lending
    Most people who start and operate a small business expect to work hard for long hours in order to get their business idea off the ground. What they don’t expect is to have to shine their shoes and their personal financial resume in order to get small business credit from their local bank or financial institution. Yet that is the experience of many small business owners who for a variety of reasons nee
    tude.

    When you succeed at saving money, you are helping yourself. Keep you goals at the top of your priorities. When you have a budget and live frugally, you don't have less, you have more. It is all about having more money. Not less.

    I know that personally, my biggest challenge is wanting more. It is something that is hard to fight. We are saturated by advertising. We see new and more expensive things all around us. Many of us struggle with issues surrounding shopping and acquiring. I have the fear of being without something I need, so I buy everything I might use someday. I have to constantly remind myself that if I don't buy it now, I will have the money to buy it later. It is in the attitude. You can change it.

    One of the easiest ways to start saving is to cut down how much you have to buy. You can stretch things out a bit. Use less cleaning supplies and soaps by diluting them with water. Save scraps and reuse old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for br

    ISO 9001 - The Three Components of the Implementation Process
    The three components to implementing an ISO 9001 quality management system are: 1) documentation, 2) information management, and 3) operational changes.DocumentationOn the surface it may seem like developing the ISO 9001 documentation shouldn’t be that difficult. You must have a manual that includes a policy, objectives, scope, and the interaction of the process
    something that is hard to fight. We are saturated by advertising. We see new and more expensive things all around us. Many of us struggle with issues surrounding shopping and acquiring. I have the fear of being without something I need, so I buy everything I might use someday. I have to constantly remind myself that if I don't buy it now, I will have the money to buy it later. It is in the attitude. You can change it.

    One of the easiest ways to start saving is to cut down how much you have to buy. You can stretch things out a bit. Use less cleaning supplies and soaps by diluting them with water. Save scraps and reuse old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for br

    How Do You Get on Your Client's Speed Dial?
    How would you like to have every one of your clients call you every time they opened a case? How about being called so often that you’re on your best client’s speed dial? With all the distractions in their day, how do you stay visible to them? What will help them remember you when they open a case? And what about prospect contact?Nothing beats a personal visit and making a good impression,
    t if I don't buy it now, I will have the money to buy it later. It is in the attitude. You can change it.

    One of the easiest ways to start saving is to cut down how much you have to buy. You can stretch things out a bit. Use less cleaning supplies and soaps by diluting them with water. Save scraps and reuse old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for br

    Minimize The Pain of Check Recovery
    $350 million in bad checks are written each and every week. That fact alone makes bad checks a serious problem for American businesses. It is almost inevitable that, if your business accepts checks, you have been affected by this. As well as being stuck with bank fees for depositing a bad check - and the very real possibility that the bad check could impact your bottom line - there is the time, aggrav
    old clothing as rags. Look at the uses of things that might be considered trash. If you can avoid a shopping trip by reusing something once, you are saving.

    I have found that being frugal has a great side effect. You can lose weight. Start by only drinking water and milk. Cut out the sodas. Save juice for breakfast. Don't make the sugary drinks. None of it is good for you anyway. Drink water. Cut the calories and feel healthier.

    You can also cut out a lot of money, and calories, by only buying healthy foods. These are often cheaper than the prepackaged convenience foods. Instead of frozen pizza treats, have a salad or turkey sandwich. Eat fresh veggies and fruits instead of chips. Shop on sale. Don't eat as much each meal so that it goes further for your family.

    If you have the money to stockpile on sales items that you will use, then by all means, shop up. Buy enough to last you until the next sale. But don't get carried away. Only buy items that you will absolutely use. Canned and frozen veggies, flour, sugar, tomato sauce -- look for the items that are staples of your diet. In fact, if you can only buy sale items when you shop, you'll be doing pretty good.

    When you stock up your pantry and have plenty to eat, it is easy to focus on other matters. You don't have to worry about finding the money for food. The food is already there.

    When you can make something yourself, make it. You can often save money by simply putting a little time into it. And it is often quite satisfying.

    And my number one way to save money --

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