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Member You - Should I Buy or Lease My Next Vehicle?
The Federal Trade Commission recently put forth a report to the franchse industry for comments to use in an upcoming rule-making event, which is sure to modify the current franchise rule. Many have been critical of additional rules in the industry, but none more critical than myself.If the FTC really feels that these new rules will solve something then make them in a way that they can be universal and simplified. Review all the public comments and letters with regards to simplification; such as the comment about i
We all start from scratch in our quest for that perfect internet opportunity. The flashy websites calling us to leave a few bucks, emptying our pockets only to find us more skeptical and weary. Promises not delivered, once again...Shutting down the computer for that day, thoughts continually haunting my brain, "there has got to be a way for this to work", so once again I begin the next morning in search with a little more caution, or so I thought!What becomes habit, day after day, in search, frantic! M
There are a few ways to answer that question and it shouldn't be any surprise that the answers pretty much rest with you, your lifestyle and financial preferences, however, if you stay with me for a couple of minutes I can give you some "food for thought" that could have a bearing on your decision ...
Are ya with me??
Excellent!!!
If you want to modify the vehicle in some way, if you rack up the miles, if you want to own the vehicle and /or if you want to keep your vehicle for several years ... then .... finance.
If you want to keep your monthly payment down (I'll explain that in a second), if you don't put too many kms on in a year, if you want to get into a new vehicle every 2-4 years and/or if you have a business income where you can claim monthly payments for a vehicle ... then .... lease.
Sounds pretty reasonable, right??
Ok, let's go a little further ...
When you decide to finance a vehicle, what you are doing is paying on the full amount of the vehicle plus the tax and interest for the given period or term you have agreed upon, be it 3, 4, 5 or in some cases even 6 years.
When you lease a vehicle you are paying for the amount of the car that you are driving over a period of time. That time can be anywhere from 2-4 years depending on you. You are paying taxes on the monthly payment NOT the entire purchase price. In addition to that at the end of the term you have a couple of choices you can mak
When people look to submit their sites to the major search engines, there are some key mistakes that should be avoided for successful promotion.SpamThe surefire way of getting your site blacklisted from the major search engines. Many people see creating thousands of cloaked or doorway pages with hidden text as the quick route to ranking success. It isn't.Untargeted TrafficIt's one thing to generate lots of new traffic to your site, but is it the right traffic? If you're selling DVD's for e
Are ya with me??
Excellent!!!
If you want to modify the vehicle in some way, if you rack up the miles, if you want to own the vehicle and /or if you want to keep your vehicle for several years ... then .... finance.
If you want to keep your monthly payment down (I'll explain that in a second), if you don't put too many kms on in a year, if you want to get into a new vehicle every 2-4 years and/or if you have a business income where you can claim monthly payments for a vehicle ... then .... lease.
Sounds pretty reasonable, right??
Ok, let's go a little further ...
When you decide to finance a vehicle, what you are doing is paying on the full amount of the vehicle plus the tax and interest for the given period or term you have agreed upon, be it 3, 4, 5 or in some cases even 6 years.
When you lease a vehicle you are paying for the amount of the car that you are driving over a period of time. That time can be anywhere from 2-4 years depending on you. You are paying taxes on the monthly payment NOT the entire purchase price. In addition to that at the end of the term you have a couple of choices you can ma
Viral Blogging. Link Bait. Tagged. Dugg.If you don’t know what those words mean, don’t worry. They’re simply new terms for a timeless concept you likely already understand.Publicity.At their essence, these fancy digital terms are simply the new nomenclature for gaining attention. Getting press, as it was labeled in days now past, when intermediaries known collectively as “the media” decided who the public became aware of.Online, the public now decides who gets publicity.
Sounds pretty reasonable, right??
Ok, let's go a little further ...
When you decide to finance a vehicle, what you are doing is paying on the full amount of the vehicle plus the tax and interest for the given period or term you have agreed upon, be it 3, 4, 5 or in some cases even 6 years.
When you lease a vehicle you are paying for the amount of the car that you are driving over a period of time. That time can be anywhere from 2-4 years depending on you. You are paying taxes on the monthly payment NOT the entire purchase price. In addition to that at the end of the term you have a couple of choices you can ma
“In life, as in chess, forethought wins.” —Charles BuxtonWouldn’t it be great to predict your future? To know exactly what your customers and suppliers think and want? When you check trends in your industry will this help you to put the chess pieces in the right position on the board to win the game? This article will focus on how to deal with trends to sharpen your business focus.We like to know what can be expected in order to plan and act in an appropriate and effective way. When we ask ourselves what th
Ok, let's go a little further ...
When you decide to finance a vehicle, what you are doing is paying on the full amount of the vehicle plus the tax and interest for the given period or term you have agreed upon, be it 3, 4, 5 or in some cases even 6 years.
When you lease a vehicle you are paying for the amount of the car that you are driving over a period of time. That time can be anywhere from 2-4 years depending on you. You are paying taxes on the monthly payment NOT the entire purchase price. In addition to that at the end of the term you have a couple of choices you can ma
In Less Than 30 Days. "What can you do to increase that set of three numbers on your credit report that can be so important with your financing?" I came across this question as I was surfing discussion groups the other day. Check out my answer: Dear Friend, Here are 3 steps I used to take my credit score from 592 (horrible credit) to 762 (perfect credit) almost overnight. If you’re interested in improving your credit rating quickly, you’ll find this story helpful:
A. buy the vehicle at the end of the term and drive it,
B buy the vehicle at the end of the term and sell it, or
C. give back the keys and get yourself into a new vehicle altogether
Now, I get people who say to me "but if I lease I don't own the vehicle." You are totally correct you don't own the vehicle, however, if you think about it, when you finance you don't own the vehicle either. It isn't "yours" until you have paid it off in full. Here is one more thing to think about ... let's say your family is getting bigger and you now need a bigger car. You still owe on your current car and when you went in to see about using it as a trade you find that you are upside down (you owe more for your car than it is actually worth). With leasing you don't have to worry about being upside down.
One more thing you should know. With a lease you have GAP protection and here is how it works. Let's say you are involved in an accident (heave forbid) and the car is totalled, you insurance company comes back and says the vehicle is valued at $20,000 but your lease at the time is sitting at $25,000. As long as you have met all the requirements with respect to t
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