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    e you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comf

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    IVAs are administered by Insolvency Practitioners (I.P.s), and there are many based all over the U.K. As in all walks of life though, some are better than others, so finding a reputable I.P. when you need one is not always straight forward.

    A common way of finding an I.P. is to use an intermediary IVA company. The intermediary IVA company will assess your case and, if an IVA proves to be a viable option, they would normally suggest a reputable I.P. company to help you. This in itself can lead to uncertainty because, as with the Insolvency Practitioners, some intermediary IVA companies are better than others.

    The choice as to which IVA company to use is crucial.

    So, how does a person decide which IVA company is the most suitable from the many available to choose from?

    A good starting point is to use an IVA company that has been recommended to you by someone you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comfo

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    A common way of finding an I.P. is to use an intermediary IVA company. The intermediary IVA company will assess your case and, if an IVA proves to be a viable option, they would normally suggest a reputable I.P. company to help you. This in itself can lead to uncertainty because, as with the Insolvency Practitioners, some intermediary IVA companies are better than others.

    The choice as to which IVA company to use is crucial.

    So, how does a person decide which IVA company is the most suitable from the many available to choose from?

    A good starting point is to use an IVA company that has been recommended to you by someone you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comf

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    The choice as to which IVA company to use is crucial.

    So, how does a person decide which IVA company is the most suitable from the many available to choose from?

    A good starting point is to use an IVA company that has been recommended to you by someone you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comf

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    crucial.

    So, how does a person decide which IVA company is the most suitable from the many available to choose from?

    A good starting point is to use an IVA company that has been recommended to you by someone you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comf

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    e you know. However, if this is not possible, using the internet is a useful way to find IVA companies which offer this service, but be cautious.

    Use the tips below to establish which IVA company you are most comfortable with:

    1. Be comfortable with the adviser that you speak to.

    You ought to be able to discuss any aspect of your financial, and sometimes personal, circumstances with them. Your adviser should have a good knowledge of the IVA process, and be able to use their experience to guide you forward.

    2. Do not use an IVA company that insists on charging a fee for the preparation of the paperwork.

    There are some excellent IVA companies that do this work for free.

    3. Be sure that the IVA company you are using has carried out a thorough analysis of your circumstances.

    To be able to advise you on which action you should take it is essential that they really understand your true situation now.

    4. Be sure that they talk through all your alternatives.

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